Senior Legal Specialist

BYD; Subang; On-site; IDR 167,400,000 - 290,160,000; Full time

Job summary

PT BYD Auto Indonesia is seeking an experienced Compliance Officer to oversee contract compliance, risk control, and regulatory filings in automotive financing. The role includes leading the judicial disposal of overdue assets and coordinating with risk, finance, and post-loan teams to ensure compliant operations.

The candidate will monitor Indonesian AML/CFT rules, perform KYC screenings, and support internal audits.

Qualifications

• Bachelor's degree in law, finance, risk control, or accounting preferred.
• 2+ years in Indonesian automotive financing compliance, legal, AML, or anti-fraud.
• Proficient in Indonesian reading/writing; able to prepare compliance reports and regulatory filings.
• Good English for reviewing international AML rules is a plus.

Responsibilities

• Review, revise, and monitor compliance of contracts, agreements, and business documents to ensure legal operations.
• Lead collection of overdue assets with full litigation follow-up and enforcement processes.
• Identify regulatory compliance risks and standardize front-end and post-loan operations to prevent penalties.
• Handle disputes, customer complaints, and regulatory matters; issue opinions and rectification actions.

Skills

AML/CFT regulations

KYC practices

Sanctions screening

Education

Bachelor's degree

Tools

Excel

Compliance management system

Job description

Job Responsibilities

• Responsible for compliance review, revision, and risk control of various company contracts, agreements, and business documents, covering car loan cooperation, channel distribution, fund cooperation, and other businesses to ensure legal and compliant business operations.
• Lead judicial disposal of the company's overdue non-performing assets; responsible for full-process legal follow-up including case filing, litigation, compulsory enforcement, asset disposal, and settlement/reduction; organize litigation ledgers to improve debt recovery efficiency.
• Familiar with Indonesian finance, collection, consumer protection, and OJK regulatory rules; identify business compliance risks, standardize front-end business and post-loan collection full-process operations, and eliminate compliance penalty risks.
• Handle daily company disputes, customer complaints, and legal special affairs; issue legal opinions, risk warnings, and rectification suggestions, and implement compliance rectification work.
• Cooperate with company compliance and anti-money laundering system construction; participate in internal compliance audits and regulatory inspection material preparation; organize and archive legal and compliance files; continuously update local laws and regulations changes and synchronize internal systems; complete legal compliance special work assigned by superiors.

Requirements

• Bachelor's degree; law, finance, risk control, or accounting majors preferred.
• 2+ years of combined experience in Indonesian automotive financing / consumer financing compliance, legal, AML anti-money laundering, and financial anti-fraud; familiar with OJK regulatory mandatory requirements.
• Proficient in Indonesian reading and writing; capable of independently preparing compliance reports, legal documents, and regulatory filing materials; good English for reviewing international anti-money laundering rules is a plus.
• Professional hard skills:
• Familiar with Indonesian AML/CFT regulatory requirements, KYC practices, and sanctions list screening processes;
• Master Indonesian credit compliance, collection compliance, and vehicle mortgage legal knowledge;
• Able to identify fraud and abnormal fund transactions through business data;
• Proficient in Excel ledger management, system document writing, and compliance checklist preparation.
• Multi-module coordination ability, capable of linking business, risk control, finance, and post-loan to implement compliance requirements; strong emergency response capability for unexpected events.
• Strong confidentiality awareness and principles, never relax compliance bottom line; capable of cooperating with regulatory inspections and case disposal periodic overtime.
• Plus items: holding Indonesian anti-money laundering certification, law firm experience, OJK inspection practical experience, and practical experience in car loan fraud case disposal.

Recruitment Fraud Notice

PT BYD Auto Indonesia does not charge any fees at any stage of the recruitment process. This includes, but is not limited to, application fees, testing fees, interview fees, medical examination (MCU) fees, processing fees, travel expenses, or any other recruitment-related costs.

Please remain vigilant against fraudulent recruitment activities carried out in the name of PT BYD Auto Indonesia. All official recruitment communications will only be conducted through our authorized corporate channels.