Senior IT & Payment Systems Audit Lead

Kredivo Group; Jakarta Pusat; On-site; IDR 400,000,000 - 700,000,000; Full time

Job summary

Kredivo Group is seeking an experienced Internal Audit Manager to lead risk-based internal audits across IT, payment systems, cybersecurity, and technology risk. You will collaborate with business, technology, risk, and compliance teams to identify risks, assess controls, and deliver actionable recommendations that strengthen the overall control environment.

This role ensures technology and payment operations comply with Bank Indonesia regulations and industry standards, including ISO 27001 and

Qualifications

• Bachelor's degree or equivalent in IT or accounting information systems.
• Minimum of 5 years in IT or payment systems audit, governance, risk, or compliance.
• 2–3 years in Manager/Lead Auditor roles, preferably in PSP or fintech.
• Hands-on auditing of payment systems, cybersecurity, and IT risk.

Responsibilities

• Lead IT risk-based audits across technology and payment infrastructure.
• Audit core payment systems, cloud infrastructure, databases, networks, APIs, and gateway integrations.
• Assess information security controls including ISO 27001/ISMS, vulnerability management, IAM, and cyber resilience.
• Review SDLC practices, security testing, and change management controls.
• Evaluate and test BCP/DRP to ensure resilience of critical payment services.
• Audit payment transactions covering issuing, acquiring, switching, and settlement.
• Review fund management, reconciliation, and settlement to merchants and partners.
• Evaluate fraud prevention and detection controls and CAS.
• Prepare audit reports and present findings to senior management and the Board.

Skills

Strong communication

Stakeholder management

IT audit

Regulatory audits

Data analytics

Education

Bachelor's degree in Information Systems, Computer Science, Information Technology, Accounting Information Systems

Tools

SQL

Python

Job description

Kredivo Group is seeking an experienced Internal Audit Manager to lead risk-based internal audits across IT, payment systems, cybersecurity, and technology risk. You will collaborate with business, technology, risk, and compliance teams to identify risks, assess controls, and deliver actionable recommendations that strengthen the overall control environment.

This role ensures technology and payment operations comply with Bank Indonesia regulations and industry standards, including ISO 27001 and