Senior IT & Payment Systems Audit Lead

Kredivo; Jakarta Pusat; On-site; IDR 250,000,000 - 450,000,000; Full time

Job summary

Kredivo is seeking an experienced Internal Audit Manager to lead IT and technology audits across our payment systems and infrastructure in Jakarta. You will assess risk, controls, and compliance with Bank Indonesia regulations while delivering practical recommendations to strengthen the control environment.

You will oversee audits of payment operations, SDLC governance, BC/DR planning, and regulatory examinations, partnering with risk, compliance, and business stakeholders to ensure secure,

Qualifications

• Bachelor's degree in Information Systems, Computer Science, Information Technology, or related field.
• Minimum 5 years of work experience in IT Audit, Payment Systems Audit, IT Governance, GRC, or related field.
• 2–3 years in Manager/Lead Auditor level, preferably in a payment environment (PJP, fintech, banking, gateways).
• Hands-on auditing of payment systems, tech infrastructure, cybersecurity, and technology risk.
• Experience in Bank Indonesia regulatory examinations and ISO 27001/PCI-DSS audits is highly preferred.
• Certification: ISO 27001:2022 ISMS is required; additional certifications add value.
• Strong understanding of payment system architecture (PJP1) and BI regulations related to payments.
• Fluent Bahasa Indonesia and English; excellent communication with technical and business teams.

Responsibilities

• Lead IT & Technology audits, developing an annual IT risk-based plan.
• Audit core payment systems, cloud, networks, APIs, and gateway integrations.
• Assess information security controls and SDLC governance before production.
• Evaluate BCP/DRP for resilience of payment services.
• Audit payment flows: issuing, acquiring, switching, clearing, settlement.
• Review fund management, reconciliation, and settlement processes to merchants.
• Ensure BI regulatory compliance and support BI examinations and PCI-DSS audits.
• Deliver clear audit reports and work with senior management on CAPs and remediation.

Skills

IT Audit

Payment Systems

Technology Risk

Information Security

Regulatory Compliance

Audit Leadership

Stakeholder Communication

Education

Bachelor's degree in Information Systems/CS/IT/AIS

ISO 27001:2022 Certification

Tools

PCI-DSS

CISA (certified)

Job description

Kredivo is seeking an experienced Internal Audit Manager to lead IT and technology audits across our payment systems and infrastructure in Jakarta. You will assess risk, controls, and compliance with Bank Indonesia regulations while delivering practical recommendations to strengthen the control environment.

You will oversee audits of payment operations, SDLC governance, BC/DR planning, and regulatory examinations, partnering with risk, compliance, and business stakeholders to ensure secure,