Senior It Audit & Risk Lead

Pt Global Digital Niaga; Jakarta Pusat; On-site; IDR 500,000,000 - 900,000,000; Full time

Benefits offered by this job

Relocation assistance

Health insurance

Retirement plans

Job summary

Pt Global Digital Niaga seeks an experienced Lead Credit Risk Manager to oversee credit risk operations in Surabaya. You will lead a team, develop risk strategies, and ensure regulatory compliance to safeguard the bank's lending portfolio.

The role requires a Master's in a quantitative field, 7–10 years in credit risk within banking, and strong leadership and stakeholder management skills. Competitiveness in salary and extensive benefits are offered.

Qualifications

• Master's degree in Finance, Economics, Statistics, or related quantitative field.
• Strong analytical, problem-solving, and decision-making skills.
• Experience leading risk teams and developing risk management frameworks.

Responsibilities

• Develop and maintain the bank's credit risk framework, policies, and procedures.
• Lead and mentor a team of credit risk analysts and officers.
• Analyze portfolios, identify emerging risks, and propose mitigation strategies.
• Ensure compliance with banking regulations and internal risk guidelines.
• Develop and monitor KRIs and risk appetite statements.
• Present risk assessments and recommendations to senior management and board.

Skills

Leadership

Credit risk management

Analytical skills

Problem-solving

Stakeholder management

Education

Master's degree in Finance / Economics / Statistics

Job description

Our client is seeking an experienced and strategic Lead Credit Risk Managerto oversee credit risk operations in Surabaya. This senior position will be instrumental in developing and implementing robust credit risk strategies, policies, and procedures to safeguard the institution's assets. You will lead a team of risk professionals, ensuring compliance with regulatory requirements and contributing to sound lending practices. This role is critical for maintaining the financial stability and profitability of the bank's lending portfolio.

About the Role

Our client is seeking an experienced and strategic Lead Credit Risk Managerto oversee credit risk operations in Surabaya. This senior position will be instrumental in developing and implementing robust credit risk strategies, policies, and procedures to safeguard the institution's assets. You will lead a team of risk professionals, ensuring compliance with regulatory requirements and contributing to sound lending practices. This role is critical for maintaining the financial stability and profitability of the bank's lending portfolio.

Key Responsibilities

• Develop, implement, and maintain the bank's credit risk management framework, policies, and procedures.
• Lead and mentor a team of credit risk analysts and officers, fostering a high-performance culture.
• Analyze credit portfolios, identify emerging risks, and recommend proactive mitigation strategies.
• Ensure compliance with all relevant banking regulations and internal risk management guidelines.
• Develop and monitor key risk indicators (KRIs) and risk appetite statements.
• Present credit risk assessments and recommendations to senior management and the board of directors.

Requirements

• Master's degree in Finance, Economics, Statistics, or a related quantitative field.
• At least 7-10 years of progressive experience in credit risk management within the banking industry.
• Proven leadership experience managing risk teams and developing risk management frameworks.
• Deep understanding of credit scoring models, loan portfolio analysis, and regulatory capital requirements (e.g., Basel accords).
• Strong analytical, problem-solving, and decision-making skills.
• Excellent communication and stakeholder management abilities, with experience presenting to senior executives.

Benefits

• Highly competitive salary and comprehensive bonus structure.
• Extensive benefits package including premium health insurance and retirement plans.
• Significant opportunities for career advancement and professional development in Surabaya.
• A stable and respected position within a leading financial institution.
• Relocation assistance may be available for qualified candidates.

Job Keywords and Context

Additional context shows a variety of hospitality and other roles intermingled in the posting, with multiple brands and locations mentioned. This description appears to combine several unrelated job postings and brand content, and is not a clean, focused job listing for the Lead Credit Risk Manager role in Surabaya.