Lead Data Scientist - Credit Risk & ML for Lending

GoPay; Jakarta Pusat; Hybrid; IDR 300,000,000 - 600,000,000; Full time

Job summary

GoPay, part of the GoTo Group in Indonesia, is seeking a senior data scientist to own end-to-end credit risk modeling initiatives and to lead a high-performing DS team in Jakarta. You will collaborate with business and product teams to prototype models, analyze outcomes, and translate data into actionable risk strategies.

With a focus on GoPay's credit products, you will leverage GoTo data and external vendors to improve inclusion and decision quality while mentoring others and ensuring clear

Qualifications

• Bachelor degree or above in science and engineering related majors such as statistics, mathematics, physics, computer science, etc.

Responsibilities

• Own end-to-end modeling initiatives and business outcomes / metrics.
• Define, prototype, and implement data science models and other DS initiatives with business/product teams.
• Recruit, mentor, and develop a high-performing data science team.
• Oversee development of consumer credit risk models and statistical analyses to optimize decision-making and business outcomes.

Skills

ML algorithms

Python

SQL

UNIX Shell

Communication

Education

Bachelor degree in science/engineering

Tools

Python

SQL

UNIX Shell

Job description

GoPay, part of the GoTo Group in Indonesia, is seeking a senior data scientist to own end-to-end credit risk modeling initiatives and to lead a high-performing DS team in Jakarta. You will collaborate with business and product teams to prototype models, analyze outcomes, and translate data into actionable risk strategies.

With a focus on GoPay's credit products, you will leverage GoTo data and external vendors to improve inclusion and decision quality while mentoring others and ensuring clear