Senior Credit Risk Strategist

GoTo Group; Jakarta Pusat; On-site; IDR 180,000,000 - 240,000,000; Full time

Job summary

GoTo Group is seeking a Credit Risk professional to oversee merchant lending risk management and policy optimization in Jakarta. You will analyze complex data, collaborate with business stakeholders, and develop dashboards to inform real-time decisions.

The role emphasizes rigorous risk assessment and maintaining compliance across lending platforms. The candidate should have 3+ years in credit risk, strong analytical skills, and experience with SQL/Python, Excel, or BI tools.

Qualifications

• 3+ years in credit risk management.
• Strong analytical and problem-solving skills.
• Understanding of credit risk principles and lending products.
• Experience with data analysis tools: SQL/Python, Excel, or BI tools.
• Excellent communication and stakeholder management.

Responsibilities

• Monitor and analyze merchant risk metrics to reveal trends and insights.
• Evaluate and optimize credit risk policies for portfolio health.
• Use SQL and Python to analyze datasets and implement strategy via decision engines.
• Collaborate with cross-functional teams to support data-driven lending decisions.
• Develop and maintain risk dashboards for real-time stakeholder reporting.
• Conduct periodic credit reviews and internal audits to ensure risk standards.
• Drive process improvements within Credit Risk to enhance efficiency.

Skills

Analytical thinking

Problem solving

Stakeholder management

Attention to detail

Communication skills

Tools

SQL

Python

Excel

BI tools

Job description

GoTo Group is seeking a Credit Risk professional to oversee merchant lending risk management and policy optimization in Jakarta. You will analyze complex data, collaborate with business stakeholders, and develop dashboards to inform real-time decisions.

The role emphasizes rigorous risk assessment and maintaining compliance across lending platforms. The candidate should have 3+ years in credit risk, strong analytical skills, and experience with SQL/Python, Excel, or BI tools.