Risk Strategy Lead — Analytics & Controls

BYD Indonesia; Subang; On-site; IDR 120,000,000 - 240,000,000; Full time

Job summary

BYD Indonesia is seeking a Risk Strategy Analyst to lead risk management initiatives and optimize credit risk controls. The role requires 2+ years in risk strategy or related fields, with English fluency and Mandarin a plus.

You will analyze risk data, develop dashboards, and collaborate with product and tech teams to refine policies and automation, supporting informed decision-making across the organization.

Qualifications

• Bachelor’s degree in a relevant field like Economics, Finance or Statistics.
• Major in Economics, Finance, Statistics, or related field.
• Familiar with local credit reporting regulations and data from major credit bureaus (e.g., CIC, SLIK).
• Minimum 2 years of experience in risk strategy, credit risk management, underwriting, or related roles.

Responsibilities

• Lead improvement and development of the enterprise-wide risk management system and design risk control policies and procedures.
• Monitor risk policies for effectiveness and issue risk warnings for high-risk customers.
• Perform in-depth analysis of risk data and issue early warnings via dashboards and reports.
• Collaborate with product and technology teams to enhance risk controls and system functionality.
• Review and adjust risk strategies and approval policies regularly.
• Drive optimization of automated approval strategies to improve efficiency and accuracy.
• Prepare internal reports and dashboards to support decision-making.

Skills

Advanced English

Mandarin (bonus)

Education

Bachelor’s in Economics/Finance/Statistics

Tools

Risk analytics dashboards

Job description

BYD Indonesia is seeking a Risk Strategy Analyst to lead risk management initiatives and optimize credit risk controls. The role requires 2+ years in risk strategy or related fields, with English fluency and Mandarin a plus.

You will analyze risk data, develop dashboards, and collaborate with product and tech teams to refine policies and automation, supporting informed decision-making across the organization.