Risk Analytics Data Scientist - Credit Modeling & Insights

cermati fintech group; Indonesia; Presencial; IDR 55.800.000 - 100.440.000; Jornada completa

Descripción de la vacante

cermati fintech group is seeking a data analyst to monitor portfolio health, perform deep-dive analyses of financial datasets, and translate findings into actionable credit decisions. You will work with business, product, and engineering teams in a fast-paced data-driven environment.

The role emphasizes building SQL-based analyses, dashboards, and risk monitoring, plus occasional model evaluation to improve credit scoring.

Formación

• Bachelor's degree in an analytical or quantitative discipline.
• Proficient in Python, SQL, and MS Excel.
• Strong communication and teamwork skills.
• Excellent problem-solving and quick learning.
• Willingness to learn and take ownership of projects.
• Comfortable exploring large datasets and identifying anomalies.

Responsabilidades

• Monitor portfolio risk metrics and flag anomalies or trends.
• Perform root cause analysis for deteriorating risk indicators.
• Translate findings into concrete recommendations and actions.
• Build and maintain SQL-based features, analyses, and dashboards for risk surveillance.
• Occasionally evaluate models to support credit scoring improvements.

Conocimientos

Python

SQL

Excel

Communication

Problem-solving

Ownership

Educación

Bachelor's degree in analytics/quantitative field

Herramientas

SQL

Python

Excel

Descripción del empleo

cermati fintech group is seeking a data analyst to monitor portfolio health, perform deep-dive analyses of financial datasets, and translate findings into actionable credit decisions. You will work with business, product, and engineering teams in a fast-paced data-driven environment.

The role emphasizes building SQL-based analyses, dashboards, and risk monitoring, plus occasional model evaluation to improve credit scoring.