Retail Financing Portfolio Analytics Lead

BTPN Syariah; Jakarta Pusat; On-site; IDR 350,000,000 - 550,000,000; Full time

Job summary

BTPN Syariah in Jakarta is seeking a Portfolio Analytics professional with 5+ years in credit risk analytics to monitor and improve retail and partnership lending portfolios. You will develop dashboards, perform vintage and cohort analyses, and support CKPN/ECL calculations.

Collaborate with Business, Risk, Finance, Collection, and Product teams to drive portfolio performance and deliver forecasts, reports, and management presentations.

Qualifications

• Bachelor’s Degree in Finance, Economics, Statistics, Mathematics, Engineering, Computer Science, or related field.
• Minimum 5 years in Portfolio Management, Credit Risk Analytics, Credit Portfolio Analytics or similar in banking/financial services.
• Strong experience in vintage/cohort analysis, delinquency, roll rate, default and portfolio analysis.
• Proficient in Microsoft Excel, SQL, and Power BI/Tableau.
• Ability to identify key portfolio trends and provide meaningful insights.
• Strong analytical, communication, and stakeholder management skills.

Responsibilities

• Monitor and analyze the quality and performance of retail and partnership lending portfolios.
• Develop and maintain portfolio quality dashboards.
• Conduct vintage and cohort analysis to identify portfolio trends and risks, including roll rate analysis.
• Provide analysis and supporting data for CKPN/ECL calculation.
• Prepare portfolio forecasts, performance reports, and management presentations.
• Collaborate with Business, Risk, Finance, Collection, and Product teams to drive portfolio performance improvements.

Skills

Portfolio analytics

Vintage analysis

Cohort analysis

Roll rate analysis

Delinquency analysis

Stakeholder management

Education

Bachelor's degree in Finance/Economics/Statistics/Mathematics/Engineering/CS

Tools

SQL

Power BI

Tableau

Excel

Job description

BTPN Syariah in Jakarta is seeking a Portfolio Analytics professional with 5+ years in credit risk analytics to monitor and improve retail and partnership lending portfolios. You will develop dashboards, perform vintage and cohort analyses, and support CKPN/ECL calculations.

Collaborate with Business, Risk, Finance, Collection, and Product teams to drive portfolio performance and deliver forecasts, reports, and management presentations.