Product Manager - Kredifazz

FinAccel; Jakarta Timur; On-site; IDR 860,881,542 - 1,377,410,468; Full time

Job summary

FinAccel in Jakarta Timur is seeking a dynamic Product Manager to drive product strategy and delivery in the Fintech space. This role encompasses end-to-end management of product integration with external partners, while ensuring compliance with relevant regulations. The ideal candidate has 3+ years in product management, strong analytical and technical skills, and experience in API-driven environments. Join our team to shape and optimize our financial products with a focus on transaction processes and operational efficiencies.

Qualifications

• 3+ years in Product Management, specifically within Fintech, Lending, or Payments.
• Strong requirement breakdown and cross-functional communication skills.
• Comfortable diving into data to diagnose funnel drops or operational bottlenecks.
• Understanding of consumer credit regulations and a 'compliance-by-design' approach.
• Proven experience with API-driven integrations with banks or payment gateways.

Responsibilities

• Own and develop product backlog to support strategic roadmap.
• Lead end-to-end product delivery processes.
• Own integration lifecycle with external partners from scoping to go-live.
• Use data-driven decision-making to monitor integration performance.
• Oversee compliance with payment regulations and industry standards.

Skills

Product Management

Analytical Skills

Cross-functional Communication

API Integration

Process Improvement

Regulatory Awareness

Tools

SQL

JIRA

BI Tools

Job description

We are seeking a dynamic and experienced Product Manager to join our team. You will be responsible for leading the strategy, development, and optimization of our products, with a particular focus on end-to-end transaction flows and disbursement processes especially in the Fintech environment. This role requires a combination of strategic vision, a deep technical understanding of payment systems, and strong execution skills.

About the job

• Owns, maintains, and develops a product backlog that enables development to support the overall strategic roadmap and value proposition.
• Leads end-to-end product delivery processes, including intake, dependency management, release management, product operationalization, delivery feasibility decision-making, and product performance reporting, while escalating opportunities to improve efficiencies and functional coordination.
• Own end-to-end integration lifecycle with external partners (banks, payment gateways, NBFIs, fintech APIs) from scoping and API alignment to testing and go-live.
• Develop, maintain, and communicate a detailed integration roadmap, prioritizing initiatives based on partner impact, business value, and technical feasibility.
• Use data-driven decision-making to monitor integration performance (success rates, latency, failures, traffic) and identify optimization opportunities.
• Ensure the platform’s scalability and reliability to support increasing transaction volumes across multiple partners.
• Oversee compliance with payment regulations, partner requirements, security standards, and industry best practices.

About you

• 3+ years in Product Management, specifically within Fintech, Lending, or Payments.
• Strong requirement breakdown and cross-functional communication skills; detail-oriented with solid process thinking and sensitivity to edge/exception cases.
• Analytical Mindset: Comfortable diving into data to diagnose funnel drops or operational bottlenecks, hence it needs basic analytics skills (trend/funnel analysis, defining tracking events, and metric definitions).
• Regulatory Savvy: Understanding of consumer credit regulations and a"compliance-by-design" approach.
• Proven track record of delivering API-driven integrations with banks, payment gateways, orfinancial service providers.
• Excellent analytical and problem-solving skills, able to conduct deep-dive analysis forproduct feature optimization and troubleshooting.
• Strong technical background, with experience working on SQL, experience with JIRA, and BITools.

If this sounds like you, we would love to hear from you!