Product Manager - Core Banking (Payment Product)

Kredivo Group; Jakarta Pusat; On-site; IDR 250,000,000 - 420,000,000; Full time

Job summary

Kredivo Group in Jakarta is seeking Product Managers who can turn user pain points into scalable products, translating data into insights and decisions. You will collaborate with UI/UX designers and engineers to deliver high-impact fintech solutions.

The role emphasizes ownership, technical and analytical thinking, and cross‑functional teamwork across divisions to understand opportunities and challenges and launch products from scratch and scale them effectively.

Qualifications

• 3+ years in fintech/product development or payments.
• Strong communication, self‑starter mindset, proactive.
• Ability to learn quickly and work in a fast-paced environment.
• Excellent analytical and problem‑solving skills.
• Can understand technical concepts and brainstorm with engineers.
• Having technical skill in Query.

Responsibilities

• Drive end-to-end product development from idea to metrics.
• Monitor key metrics and identify issues to improve the product.
• Integrate user research and data analysis into product requirements.
• Scope and prioritize activities based on business and customer impact.
• Collaborate with engineering, designers, analysts, data science, risk, and other divisions.

Skills

Communication skills

Data-driven decisions

Ownership

Cross-functional collaboration

Analytical thinking

Technical understanding

SQL / Query

Education

Bachelor's degree in CS/IT/Business

Tools

SQL

Job description

We are looking for Product Managers who can understand user pain points, turn data into insights, make data-driven decisions, and translate them into a scalable product. Also, Product managers need a sense of ownership, technical and analytical understanding, and the ability to collaborate with teams across divisions to gain a deep understanding of their opportunities and challenges. The Product Managers will work together with UI/UX designers and engineers to create high-impact solutions for our products.

About The Job

• Drive end-to-end product development, start with idea initiation, writing high-quality product requirements with supporting data from analysis and technical flow (if needed), product grooming, assisting with development and testing, and identifying and defining key metrics to measure product performance.
• Monitor defined and existing key metrics to identify issues/improve the product.
• Drive data-informed decisions by integrating user research, data analysis (conduct what-if/pros and cons), and stakeholder feedback into product requirements.
• Scope and prioritize activities based on business and customer impact.
• Working closely with many types of stakeholders, including engineering, designers, analysts, data science, risk, and other divisions to implement new features and enhancements.

About YouMust Haves:

• At least 3 years of experience in product development with knowledge of fintech/payment product management is welcome.
• Have strong communication skills, positive energy, be a self-starter, and a strong drive to make things happen.
• Learn quickly, have a strong sense of ownership, and can work in a complex, fast-paced environment.
• Excellent analytical, multi-tasking, and problem-solving skills.
• Capability to understand the technical and brainstorm with Engineers.
• Having technical skill in Query.

Nice To Haves:

• Bachelor's degree in computer science, information technology, business, or other related field.
• Have a technical background.
• Familiar working in a startup environment.
• Experienced as a business analyst or system analyst.
• Have experience in launching a product from scratch and scaling it.