Product Manager (Credit Scoring)

PT Indo Digital Sejahtera; Tangerang Selatan; On-site; IDR 216,000,000 - 420,000,000; Full time

Job summary

PT Indo Digital Sejahtera is seeking a product manager to build and manage the roadmap for scoring and verification solutions. You will gather client requirements with the BD team and translate them into PRDs and user stories, working closely with data science and engineering on scoring models, APIs, and feature releases.

You will ensure compliance with OJK, PSE, and personal data protection regulations, monitor product performance and client adoption, and identify opportunities for improvement.

Qualifications

• 3–5 years of experience as a product manager or product owner in a B2B setting.
• Solid understanding of credit scoring, risk assessment, or data analytics in finance.
• Experience writing technical requirements and collaborating with engineering teams.
• Good understanding of APIs and system integrations.
• Analytical mindset with a data-driven approach to decision-making.
• Strong communication with technical and business stakeholders.
• Experience at a scoring company, credit bureau, or data fintech is a plus.
• Knowledge of E-KYC, biometrics, or digital identity verification is a plus.

Responsibilities

• Build and manage the product roadmap for scoring and verification solutions.
• Gather client requirements with the BD team and translate them into PRDs and user stories.
• Work with data science and engineering on scoring models, API integrations, and feature releases.
• Ensure products comply with OJK, PSE, and personal data protection regulations.
• Monitor product performance, usage, and client adoption, and identify opportunities for improvement.
• Support product demonstrations and technical presentations for clients.
• Define priorities, coordinate delivery timelines, and communicate progress to stakeholders.

Skills

Product management

B2B products

APIs & integrations

Data analytics

Job description

Build and manage the product roadmap for scoring and verification solutions.

Gather client requirements with the BD team and translate them into product requirement documents and user stories.

Work with data science and engineering teams on scoring models, API integrations, and feature releases.

Ensure products comply with OJK, PSE, and personal data protection regulations.

Monitor product performance, usage, and client adoption, and identify opportunities for improvement.

Support product demonstrations and technical presentations for clients.

Define priorities, coordinate delivery timelines, and communicate product progress to technical and business stakeholders.

What we're looking for

3–5 years of experience as a product manager or product owner, preferably working with B2B products.

Solid understanding of credit scoring, risk assessment, or data analytics in the financial industry.

Experience writing technical requirements and working with engineering teams.

Good understanding of APIs and system integrations.

Analytical mindset with a data-driven approach to decision-making.

Strong communication skills with both technical and business stakeholders.

Experience at a scoring company, credit bureau, or data fintech is a plus.

Knowledge of E-KYC, biometrics, or digital identity verification is a plus.

Your application will include the following questions:

• Berapa tahun pengalaman kerjamu sebagai manajer produk?
• Kualifikasi mana yang kamu miliki?