Micro & Retail Risk (MRR)

PT Bank Rakyat Indonesia (Persero) Tbk; Jakarta Pusat; In loco; IDR 100.440.000 - 200.880.000; Tempo pieno

Descrizione del lavoro

PT Bank Rakyat Indonesia (Persero) Tbk is seeking an MRR staff member to implement, monitor, and improve operational risk strategies at Branch Offices under the supervision of the Regional Office. The role covers fraud prevention, risk assessment, RCL/RCSA validation, and KRIs with strong attention to compliance and governance.

The candidate will support incident analyses, root cause reviews, and training on policies, AML/CTF/CPF programs, in coordination with the AML & Compliance function at

Competenze

• Bachelor's degree (S1) from an accredited university with GPA ≥ 2.75 on a 4.0 scale.
• Possession of valid KTP, NPWP, and SKCK.
• Possession of a valid Class C driver’s license.
• Candidates residing in the relevant area are preferred.
• Must not be bound by an employment contract with another company.

Mansioni

• Implement, monitor, evaluate, and improve strategies for operational risk management, including fraud prevention and control.
• Identify and assess key risks from business operations, including preparation/updating of the Risk Control Library (RCL) and RCSA verification.
• Monitor implementation of operational risk mitigation activities.
• Provide risk advisory services for operational activities within Operational Work Units.
• Monitor Key Risk Indicators (KRIs) and follow up on breaches.
• Develop strategies for detection and control of internal fraud.
• Analyze and investigate internal fraud based on defined criteria.
• Communicate and train on operational risk management policies, including internal fraud prevention.
• Prepare data, information, and reports related to operational risk management; liaise with stakeholders.
• Coordinate AML/CTF/CPF programs with AML & Compliance functions at the Regional Office.

Conoscenze

Risk management

AML & CTF

Fraud prevention

Compliance

KRI monitoring

Data analysis

Formazione

Bachelor's degree (S1)

Descrizione del lavoro

The MRR staff member is responsible for the implementation, monitoring, evaluation, and continuous improvement of strategies to support operational risk management, including fraud prevention and control. This position will be placed at Branch Offices under the supervision of Regional Office BRI.

Key Responsibilities:

• Implement, monitor, evaluate, and improve strategies for operational risk management, including fraud prevention and control.
• Identify and assess key risks arising from business operations, particularly operational and credit risks, including the preparation/updating of the Risk Control Library (RCL), verification of the Risk and Control Self-Assessment (RCSA), and control testing.
• Monitor the implementation of operational risk mitigation activities.
• Provide risk advisory services for operational activities within Operational Work Units.
• Monitor Key Risk Indicators (KRIs) and follow up on any breaches of established thresholds.
• Develop strategies for the detection and control of internal fraud.
• Monitor, report on, and conduct root cause analyses of operational risk incidents resulting in losses, including fraud and operational errors; provide improvement recommendations and coordinate with relevant units on recovery efforts.
• Analyze and investigate internal fraud based on defined criteria.
• Communicate and provide training on operational risk management policies and procedures, including internal fraud prevention and control.
• Prepare and provide data, information, and reports related to operational risk management, and act as a liaison officer for relevant internal and external stakeholders.
• Communicate the implementation, monitoring, and evaluation of compliance policies including Good Corporate Governance (GCG), gratuities, conflicts of interest, the code of ethics, and compliance culture in coordination with the AML & Compliance function at the Regional Office.
• Implement, monitor, and evaluate Anti-Money Laundering (AML), Counter-Terrorism Financing (CTF), and Counter-Proliferation Financing (CPF) programs in coordination with the AML & Compliance function at the Regional Office.

Employee Status:

Permanent (3-Month Probationary Period)

Requirements:

• Minimum Bachelor's degree (S1) from an accredited university or higher education institution, with a minimum GPA of 2.75 on a 4.00 scale.
• Possession of a valid national ID card (KTP), Taxpayer Identification Number (NPWP), and Police Clearance Certificate (SKCK).
• Possession of a valid driver's license, at minimum a Class C driver's license.
• Candidates residing in the relevant area are preferred.
• Must not be bound by an employment contract with another company.

Qualifications:

• Minimum of 2 years of experience in banking and/or a public accounting firm (KAP), preferably in risk management, audit, or compliance.
• General understanding of banking operations.
• Ability to conduct credit reviews/assessments.
• Ability to analyze financial statements and balance sheets, with a basic understanding of accounting.
• Experience in conducting or leading end-to-end investigations or examinations is preferred, but not required.
• Understanding of AML and CTF matters.
• General knowledge of legal aspects, particularly contracts and general agreements.

Placement Locations:

This position will be placed at Branch Offices under the supervision of the following BRI Regional Offices: