Legal Lead (Fintech)

Konnco Studio; Bantul ꦧꦤ꧀ꦠꦸꦭ꧀; On-site; IDR 600,000,000 - 900,000,000; Full time

Job summary

Konnco Studio is seeking its first Legal Lead to build and lead the legal function from the ground up in Indonesia. You will handle day‑to‑day legal work and manage a small team while negotiating complex technology contracts with banks and fintechs, and ensuring regulatory compliance across QRIS/SNAP and POJK guidelines.

You will establish templates, signing authorities, and a robust contract-tracking system, while working closely with Product, Engineering, and Security teams to align legal risk

Qualifications

• Law degree with 3–5 years of experience, including at least 2 years in payment systems, fintech, banking, or technology vendors serving financial institutions.
• Experience drafting and negotiating B2B technology contracts independently, not just reviewing drafts from others.
• Active legal English; able to discuss technical topics with engineering teams.

Responsibilities

• Draft and negotiate MSAs, PKS, SOWs, SLAs, NDAs, licensing agreements, and escrow agreements with banking clients.
• Lead high-risk negotiations on liability, indemnity, SLA penalties, audit rights, exit/transition.
• Protect IP by separating core platform from client deliverables; manage tender documents and vendor assessments.
• Oversee regulatory compliance with Bank Indonesia, QRIS/SNAP, ASPI standards, and POJK regulations.
• Oversee the DPO function under Law No. 27/2022 with the security team.
• Build contract templates, a signing authority matrix, and a contract obligation tracker; implement quality control for legal work.

Skills

Contract negotiation

Legal drafting

Regulatory compliance

Team leadership

DPO coordination

English proficiency

Education

Bachelor's degree in Law

Job description

Konnco Studio is building payment infrastructure for banks, payment service providers, and fintech companies in Indonesia, covering QRIS acquiring, Open API/SNAP, merchant portals, and back office systems. We are looking for our first Legal Lead to lead and build the legal function from the ground up, while also handling day to day legal work directly and leading a legal team of 2 people.

Key responsibilities:

Contracts & commercial (hands on practice):

• Draft and negotiate MSA, PKS, SOW, SLA, NDA, licensing agreements, and escrow agreements with banking clients
• Lead negotiations on high risk clauses: liability limitations, indemnity, SLA penalties, audit rights, exit and transition
• Protect the company's intellectual property, separating the core platform and shared components from client specific deliverables
• Handle tender documents and vendor assessments from banking clients

Payment system regulatory compliance:

• Serve as the main reference on Bank Indonesia regulations regarding PJP and PIP, PADG on QRIS and SNAP, ASPI standards and certification, and POJK 11/POJK.03/2022 from the technology vendor side
• Assess the regulatory implications of every product plan before commercial commitments are made, and communicate them in a form that Product and Engineering teams can act on directly

Personal data protection:

• Oversee the DPO function in line with Law No. 27/2022, including classifying Controller and Processor roles per project, DPA, DPIA, and incident response procedures together with the Security team

Building the function:

• Develop contract templates with fallback negotiation positions, a legal request workflow, a signing authority matrix, and a contract obligation tracking system
• Build a quality control mechanism for legal work produced by the team

Leading the team:

• Coach and review the work of a team consisting of one legal counsel (being developed toward regulatory work), one contract administrator, and one junior legal operations staff
• Corporate documents, business licensing, employment agreements, Company Regulations, and dispute handling with support from external counsel

Qualifications:

• Bachelor's degree in Law with a minimum of 3 to 5 years of experience, including at least 2 years in payment systems, fintech, banking, or technology vendors serving financial institutions
• Experience drafting and negotiating B2B technology contracts independently, not just reviewing drafts from other parties
• Direct experience with QRIS/SNAP certification or onboarding processes, and comfortable reviewing the work of other lawyers
• Active legal English and comfortable discussing technical topics with the engineering team

Nice to have:

• DPO or CIPP certification, experience being audited in a bank or OJK vendor assessment.