KYC/AML Specialist — Crypto Compliance Investigator

OSL Indonesia; Jakarta Selatan; On-site; IDR 140,000,000 - 200,000,000; Full time

Job summary

OSL Indonesia, a licensed digital asset exchange, is seeking a KYC/AML Operations Analyst. You will review customer applications, verify IDs, assess risk, and maintain audit-ready records. You will escalate complex cases when needed and document decisions for regulator reviews.

Applicants should have at least 1 year in KYC/AML, strong English, and knowledge of Indonesian AML/CFT rules. This role requires on-site work in Indonesia with a focus on regulatory compliance.

Qualifications

• Bachelor's degree in related field.
• Proficient in English is a must.
• Minimum 1 year in KYC, customer due diligence or AML operations.
• Working knowledge of Indonesian AML/CFT rules (APU-PPT) and OJK regulations.
• Experience reviewing Indonesian identity documents (KTP, NPWP, passport).
• Experience handling PEP, sanctions and adverse-media hits and documenting decisions.

Responsibilities

• Review KYC Pending queue and decide or escalate.
• Verify IDs, selfies, and liveness results; spot forged documents.
• Assess occupation, income, source of funds and account purpose.
• Review PEP/sanctions hits; decide real match or false positive and record reasons.
• Set and adjust customer risk scores.
• Decide: Approve, Reject (re-apply), or Reject (final) and write reasons.
• Review resubmitted cases and verify issues are fixed.
• Request missing documents and file them to the case.
• Keep full notes so decisions are explainable later.
• Identify high-risk customers for EDD; run interviews and document assessment.

Skills

English proficiency

KYC/AML operations

Risk assessment

Documentation review

Regulatory knowledge

Education

Bachelor's degree in related field

Job description

OSL Indonesia, a licensed digital asset exchange, is seeking a KYC/AML Operations Analyst. You will review customer applications, verify IDs, assess risk, and maintain audit-ready records. You will escalate complex cases when needed and document decisions for regulator reviews.

Applicants should have at least 1 year in KYC/AML, strong English, and knowledge of Indonesian AML/CFT rules. This role requires on-site work in Indonesia with a focus on regulatory compliance.