Junior Credit Analyst: Lease Finance & Data Analytics

PT Hino Finance Indonesia; Jakarta Timur; On-site; IDR 89,280,000 - 133,920,000; Full time

Job summary

PT Hino Finance Indonesia is seeking a detail-oriented analyst to review financial data for lease applications. The role requires verifying customer information against the 5 Cs of credit and calculating key financial ratios to ensure accuracy.

You will also formulate recommended terms and conditions for lease proposals, working closely with the credit team to assess risk and feasibility. The ideal candidate is a fresh graduate or has up to two years of experience, with strong numerical skills

Qualifications

• Bachelor's degree in Economics or Industrial Engineering preferred.
• Fresh graduate or up to 2 years experience.
• Strong analytical thinking and numerical aptitude required.
• Good communication and presentation skills required.
• Fluent in English (writing & speaking).

Responsibilities

• Analyze all financial data for lease application proposals and verify customer data against the 5 Cs of credit, including ratio calculations.
• Provide recommended terms and conditions for lease applications.

Skills

Strong analytical thinking

Interest in numbers and financial data

Good communication and presentation

Excellent problem-solving skills

English proficiency (Writing &Speaking

Education

Bachelor's degree in Economics or Industrial Engineering

Job description

PT Hino Finance Indonesia is seeking a detail-oriented analyst to review financial data for lease applications. The role requires verifying customer information against the 5 Cs of credit and calculating key financial ratios to ensure accuracy.

You will also formulate recommended terms and conditions for lease proposals, working closely with the credit team to assess risk and feasibility. The ideal candidate is a fresh graduate or has up to two years of experience, with strong numerical skills