Credit Analyst - Lease Financing (Fresh Grads Welcome)

PT Hino Finance Indonesia; Jakarta Timur; On-site; IDR 70,000,000 - 110,000,000; Full time

Job summary

PT Hino Finance Indonesia invites a detail-oriented Financial Analyst to join our Jakarta team. You will analyze all financial data for lease application proposals and verify client data against the 5 C's of Credit, including calculating key ratios.

Responsibilities include recommending terms and conditions for lease applications, presenting findings to stakeholders, and supporting compliance with internal credit policies.

Qualifications

• Bachelor's degree in Economics or Industrial Engineering
• Fresh graduate or max 2 years' experience
• Strong analytical thinking
• Interest in numbers and financial data
• Good communication and presentation skills
• Excellent problem-solving skills
• Good in English (Writing & Speaking)

Responsibilities

• Analyze all financial data for lease applications and check validity & accuracy of customer data (minimum 5 C's of Credit), including counting financial ratios
• Provide recommended terms and conditions for the lease application

Skills

Analytical thinking

Interest in numbers and financial data

Communication and presentation skills

Problem-solving skills

English proficiency (writing &Speaking

Education

Bachelor's degree in Economics or Industrial Engineering

Job description

PT Hino Finance Indonesia invites a detail-oriented Financial Analyst to join our Jakarta team. You will analyze all financial data for lease application proposals and verify client data against the 5 C's of Credit, including calculating key ratios.

Responsibilities include recommending terms and conditions for lease applications, presenting findings to stakeholders, and supporting compliance with internal credit policies.