Head of Internal Audit

Honest; Jakarta Pusat; On-site; IDR 900,000,000 - 1,400,000,000; Full time

Benefits offered by this job

ESOP

Training subsidies

Smart colleagues

Job summary

Honest is seeking a Head of Internal Audit to lead the third line of defence, ensuring governance, risk management, and controls are robust. You will own the annual risk-based audit plan, align with OJK/Bank Indonesia and ISO/IEC 27001:2022, and drive action on findings while scaling the audit team.

You will coordinate with the Board, Audit Committee, and management on risk areas, regulatory reporting, and continuous improvement, maintaining independence and high integrity.

Qualifications

• Bachelor's degree in Accounting, Finance, Management, Information Systems, or a related field.
• 8+ years in internal or external audit or risk, with 3+ years in leadership.
• Experience with OJK/BI-regulated financial institutions and PVML sector.
• Auditing IT and cyber security controls in regulated environments.
• Strong report writing, risk-based planning, and regulatory communications.
• Excellent English and Bahasa Indonesia communication.

Responsibilities

• Lead annual risk-based internal audit plan and risk assessments.
• Oversee audits across business, IT, operations, AML/CFT and compliance.
• Review findings, prepare clear final reports with root-cause analysis.
• Ensure regulatory reporting to OJK/BI and external examinations.
• Develop and coach the audit team, maintain independence.

Skills

Leadership

Internal audit

Regulatory compliance

OJK regulations

Risk assessment

IT controls

Cyber security

Data analytics

English

Bahasa Indonesia

Education

Bachelor's degree in Accounting, Finance, Management, or Information Systems

Tools

ISO 27001 Lead Auditor

Data analytics tools

Job description

We are Honest, a company committed to building financial products that people truly love. Our products are designed to be fair, simple, and genuinely useful in everyday life. Our diverse team brings together people from different backgrounds who share the same goal: to create meaningful solutions that make finance better. After successfully launching our first product, we're now in an exciting growth stage, learning fast, moving quickly, and building together as a team.

About the role:

As Head of Internal Audit, you will lead Honest's internal audit function as our third line of defence, providing independent and objective assurance to the Board of Directors and Board of Commissioners over the adequacy and effectiveness of governance, risk management, and internal control. You will own the annual risk-based audit plan, ensure the function operates in line with OJK and Bank Indonesia requirements, ISO/IEC 27001:2022, and professional internal audit standards, and drive management action on audit findings. You'll also build and develop the audit team as we scale.

How you will make an impact:

Audit planning and risk assessment

• Lead the annual internal audit risk assessment and enterprise risk assessment, and develop a risk-based audit plan aligned to the organisation's risk profile
• Obtain senior management's (Board of Directors, Board of Commissioners, Audit Committee) approval of the audit plan and report periodically on its execution
• Identify the organisation's key risk areas from audit findings and develop corresponding action and risk mitigation plans

Audit execution and reporting

• Oversee execution of all audits defined in the audit plan, including but not limited to business, operations, IT, AML/CFT, consumer protection, and regulatory compliance
• Review audit findings and finalise audit reports that are clear, concise, identify root causes, and provide practical, value-adding recommendations
• Monitor and follow up on management's implementation of agreed corrective actions until risks are effectively mitigated
• Lead special audits as required, including investigation audits, fraud audits, whistleblower cases, and ad hoc assignments

Regulatory and governance

• Ensure the internal audit function complies with OJK and Bank Indonesia requirements, including the internal audit charter, the annual audit plan, and mandatory periodic reporting to the regulator
• Plan and lead internal audits of the Information Security Management System against ISO/IEC 27001:2022, coordinate surveillance and recertification audits with the external certification body, and track closure of nonconformities and corrective actions
• Prepare and submit internal audit reporting to OJK within the prescribed timelines, and support regulatory examinations and external audits
• Report audit results and significant issues to the President Director and Board of Commissioners, and present to the Audit Committee where applicable
• Create, update, and maintain internal audit policies, procedures, methodology, and working-paper documentation

Leadership and capability

• Lead, coach, and develop the internal audit team, and manage resourcing and co-sourcing arrangements where required
• Ensure audit work is performed in accordance with established professional standards, and keep the function current with emerging trends and better practice
• Provide subject-matter expertise and advisory input to the business without compromising audit independence

What you need to have:

• Bachelor's degree in Accounting, Finance, Management, Information Systems, or a related field
• Minimum 8 years of experience in internal audit, external audit, or risk assurance, including at least 3 years in a leadership or team-lead capacity
• Experience in a financial institution regulated by OJK and Bank Indonesia — financing company (multifinance), bank, fintech, or credit card issuer
• Strong working knowledge of OJK regulations applicable to the PVML sector, including requirements on internal audit, governance, risk management, and AML/CFT
• Proven experience developing risk-based audit plans and leading audits end-to-end, from planning through reporting and follow-up
• Experience with regulatory reporting to OJK and supporting regulatory examinations
• Strong analytical, investigative, and root-cause analysis skills, with excellent report-writing ability
• High integrity, sound judgement, and the independence to raise difficult issues with senior management and the Board
• Excellent communication skills in English and Bahasa Indonesia

What makes you stand out:

• Audit-related certifications such as CIA, CISA, CFE, CPA, CA, or QIA
• ISO/IEC 27001:2022 Lead Auditor or Internal Auditor certification
• Experience auditing IT and cyber security controls in a regulated financial institution
• Experience establishing or transforming an internal audit function in a fast-scaling organisation
• Familiarity with data analytics tools applied to audit testing

Our application process:

Hiring is something we do with care. Because of that, having a transparent and thorough recruitment process is key. If you liked what you've read and are up for the challenge, here is what to expect after submitting your resume:

• The hiring team reviews your application
• You get invited to an initial call with the hiring team
• Onsite interviews with relevant team members
• Offer

Why you'll love it here:

• We're all owners; everyone at Honest gets ESOP (Employee Stock Option Plan)
• Training course and book subsidies
• You'll be working with the smartest people in the industry

At Honest, we're working hard to build the future of finance for Asia. To do so, we prioritize attracting the best talent worldwide to join us – regardless of their background and heritage. At Honest, we are committed to equal employment opportunities regardless of race, color, ethnicity, ancestry, religion, national origin, gender, sex, gender identity or expression, sexual orientation, age, citizenship, marital or parental status, disability, or other class protected by applicable law. We are proud to be an equal opportunity workplace. If you want to be part of changing how people access finance in Asia, join us and help us build a global company where we're all proud to belong.