Head of Digital Lending & Growth (Data-Driven)

Amartha Financial; Jakarta Pusat; On-site; IDR 150,000,000 - 270,000,000; Full time

Job summary

Amartha, a technology-driven microfinance platform in Indonesia, seeks a product-focused professional to design and launch consumer lending products, grow the digital lending business with new partners, and lead cross-functional initiatives from discovery to scale.

You will work with data-driven decision making, leveraging SQL and Python to extract insights, while ensuring compliance and scalable delivery across teams.

Qualifications

• Experience in building and grow new business line.
• Experience and has passion in digital product development & innovation.
• Preferable has capability in data analytic (SQL, phyton) and utilize AI to help day-to-day operation.
• Experience in startup industry
• Excellent communication and stakeholder management skill.

Responsibilities

• Design and build new consumer lending products, from market research and problem discovery to launch
• Grow and expand digital lending business by new partners acquisition and improve customer adoption for existing product
• Lead cross-functional projects end to end: define scope, set timelines, remove blockers, and make sure delivery is on time
• Use data (SQL, Python) to find insights, run experiments, and support product and credit decisions
• Find and carry out process improvements that increase efficiency, customer experience, and portfolio quality
• Keep management and stakeholders updated on product performance, risks, and progress
• Work with external and internal teams to deliver products that are compliant and able to scale

Skills

Business development

Product development

Stakeholder management

Data-driven decision making

Tools

SQL

Python

Job description

Amartha, a technology-driven microfinance platform in Indonesia, seeks a product-focused professional to design and launch consumer lending products, grow the digital lending business with new partners, and lead cross-functional initiatives from discovery to scale.

You will work with data-driven decision making, leveraging SQL and Python to extract insights, while ensuring compliance and scalable delivery across teams.