Fraud Analyst

Artajasa Pembayaran Elektronis; Tangerang Selatan; On-site; IDR 180,000,000 - 240,000,000; Full time

Job summary

PT Artajasa Pembayaran Elektronis is seeking a Fraud Analyst to monitor transaction activities, identify suspicious patterns, and support fraud prevention initiatives within our payment ecosystem. This role is crucial to safeguarding transaction integrity and minimizing financial and reputational risks.

The ideal candidate holds a Bachelor’s degree and 1–2 years of experience in fraud monitoring or risk management, with strong analytical skills, attention to detail, and the ability to work in a

Qualifications

• Bachelor’s degree in Information Systems, Information Technology, Accounting, Finance, or related fields.
• 1–2 years of experience in fraud monitoring, risk management, or payment operations; fresh graduates welcome with strong analytical skills.
• Understanding of electronic transaction processes, ATM networks, or switching systems is an advantage.
• Strong analytical thinking and attention to detail.
• Ability to work effectively under pressure and respond quickly to incidents.
• Willing to work in a shift system to support 24/7 operations.

Responsibilities

• Monitor transaction activities across payment channels (ATM, switching, and electronic payment systems).
• Analyze alerts and suspicious activities to detect potential fraud patterns.
• Conduct investigation and root cause analysis on fraud cases.
• Coordinate with internal teams and member banks for case clarification and resolution.
• Prepare fraud analysis reports, trends, and risk insights for management review.
• Support enhancement of fraud detection rules and monitoring parameters.
• Ensure compliance with internal policies, regulatory requirements, and security standards.

Education

Bachelor’s degree in Information Systems, Information Technology, Accounting, Finance, or related fields

Minimum 1–2 years of experience in fraud monitoring, risk management, or payment operations

Strong analytical thinking

Attention to detail

Ability to work under pressure

Willing to work in a shift system to support 24/7 operations

Job description

PT Artajasa Pembayaran Elektronis is a leading national payment network company in Indonesia, providing reliable electronic payment infrastructure and transaction processing services for banks and financial institutions. With decades of experience, Artajasa plays a critical role in supporting secure, scalable, and high-volume payment systems across the country.

About the Role

We are looking for Fraud Analyst to monitor transaction activities, identify suspicious patterns, and support fraud prevention initiatives within our payment ecosystem. This role is critical in safeguarding transaction integrity and minimizing financial and reputational risks.

Key Responsibilities

• Monitor transaction activities across payment channels (ATM, switching, and electronic payment systems).
• Analyze alerts and suspicious activities to detect potential fraud patterns.
• Conduct investigation and root cause analysis on fraud cases.
• Coordinate with internal teams and member banks for case clarification and resolution.
• Prepare fraud analysis reports, trends, and risk insights for management review.
• Support enhancement of fraud detection rules and monitoring parameters.
• Ensure compliance with internal policies, regulatory requirements, and security standards.

Qualifications

• Bachelor’s degree in Information Systems, Information Technology, Accounting, Finance, or related fields.
• Minimum 1–2 years of experience in fraud monitoring, risk management, or payment operations (fresh graduates with strong analytical skills are welcome to apply).
• Understanding of electronic transaction processes, ATM networks, or switching systems is an advantage.
• Strong analytical thinking and attention to detail.
• Ability to work effectively under pressure and respond quickly to incidents.
• Willing to work in a shift system to support 24/7 operations.
• High integrity and ability to maintain confidentiality.