Enterprise Risk Management & Know Your Customer

Hanwha Life Indonesia; Indonesia; On-site; IDR 180,000,000 - 360,000,000; Full time

Job summary

Hanwha Life Indonesia is seeking an Enterprise Risk Management & KYC Team Member to support the implementation and monitoring of the Company's ERM and KYC framework. The role collaborates with multiple functions to identify risks, monitor indicators, strengthen controls, and advance KYC and anti-fraud practices across the organization.

The ideal candidate brings a relevant degree and 2–3 years of experience in risk management or related fields, preferably in the insurance or financial

Qualifications

• Minimum D3/S1 in Mathematics, Statistics, Actuarial Science, Accounting, Management, or related fields.
• 2–3 years of relevant experience in Risk Management, ERM, KYC, AML/Anti-Fraud, Compliance, Internal Control, or related functions.
• Experience in the insurance or financial services industry is an advantage.
• Strong understanding of risk management, KYC, anti-fraud, and internal control concepts.
• Strong analytical and problem-solving skills.
• Good attention to detail and ability to work with data and reports.
• Good interpersonal and communication skills, with the ability to coordinate with multiple stakeholders.
• Proficient in Microsoft Office.
• Risk Management, KYC, AML, or Anti-Fraud certification will be an advantage.
• Demonstrates integrity, consistency, accountability, and commitment.

Responsibilities

• Identify and assess key risks across the Company, including credit, market, liquidity, insurance, operational, legal, reputation, and fraud risks.
• Maintain and periodically update the Risk Register and conduct regular risk assessments.
• Perform risk analysis, including risk assessment, risk scoring, and risk appetite assessment.
• Monitor the effectiveness of risk controls and mitigation actions and provide recommendations for improvement.
• Monitor Key Risk Indicators (KRIs) and provide early warning of potential or emerging risks.
• Prepare periodic risk management reports, including risk trends, mitigation actions, and relevant management information.
• Coordinate with relevant departments regarding risk mitigation and improvement initiatives.
• Support the development and implementation of risk management, anti-fraud policies, procedures, and methodologies.
• Support the implementation and monitoring of the Company's KYC framework and processes.
• Support the review and monitoring of KYC-related requirements and controls in coordination with relevant functions.
• Assist in identifying and escalating potential KYC, customer, and fraud-related risks.
• Maintain relevant KYC documentation, monitoring records, and reports.
• Support continuous improvement of KYC processes in line with applicable regulations and Company policies.

Skills

Risk management

KYC

Analytical skills

Stakeholder coordination

Attention to detail

Communication skills

Microsoft Office

Education

D3/S1 in Mathematics/Statistics/Actuarial Science/Accounting/Management

Tools

Microsoft Office

Job description

We are looking for an Enterprise Risk Management & KYC Team Member to support the implementation and monitoring of the Company's Enterprise Risk Management (ERM) and Know Your Customer (KYC) framework.

This role will work closely with various functions to identify and assess risks, monitor key risk indicators, strengthen risk controls, and support the implementation of KYC and anti-fraud practices across the organization.

Key Responsibilities

Enterprise Risk Management

• Identify and assess key risks across the Company, including credit, market, liquidity, insurance, operational, legal, reputation, and fraud risks.
• Maintain and periodically update the Risk Register and conduct regular risk assessments.
• Perform risk analysis, including risk assessment, risk scoring, and risk appetite assessment.
• Monitor the effectiveness of risk controls and mitigation actions and provide recommendations for improvement.
• Monitor Key Risk Indicators (KRIs) and provide early warning of potential or emerging risks.
• Prepare periodic risk management reports, including risk trends, mitigation actions, and relevant management information.
• Coordinate with relevant departments regarding risk mitigation and improvement initiatives.
• Support the development and implementation of risk management, anti-fraud policies, procedures, and methodologies.

Know Your Customer (KYC)

• Support the implementation and monitoring of the Company's KYC framework and processes.
• Support the review and monitoring of KYC-related requirements and controls in coordination with relevant functions.
• Assist in identifying and escalating potential KYC, customer, and fraud-related risks.
• Maintain relevant KYC documentation, monitoring records, and reports.
• Support continuous improvement of KYC processes in line with applicable regulations and Company policies.

What We’re Looking For

• Minimum D3/S1 in Mathematics, Statistics, Actuarial Science, Accounting, Management, or other relevant disciplines.
• 2–3 years of relevant experience in Risk Management, Enterprise Risk Management, KYC, AML/Anti-Fraud, Compliance, Internal Control, or related functions.
• Experience in the insurance or financial services industry is an advantage.
• Good understanding of risk management, KYC, anti-fraud, and internal control concepts.
• Strong analytical and problem-solving skills.
• Good attention to detail and ability to work with data and reports.
• Good interpersonal and communication skills, with the ability to coordinate with multiple stakeholders.
• Proficient in Microsoft Office, particularly Excel and PowerPoint.
• Risk Management, KYC, AML, or Anti-Fraud certification will be an advantage.
• Demonstrates integrity, consistency, accountability, and commitment.

If you are looking for an opportunity to develop your career in Enterprise Risk Management (ERM) and Know Your Customer (KYC) within the insurance industry, we'd love to hear from you.