Credit Risk Analyst — Invoice & PO Financing

Moladin; Jakarta Pusat; Vor Ort; IDR 180.000.000 - 360.000.000; Vollzeit

Zusammenfassung

Moladin is seeking a Credit Risk Analyst to evaluate SME financing applications across invoice and PO-based products. You will review financial data, supplier contracts, and transaction histories to determine creditworthiness and eligibility for funding.

You will work with Risk and Credit Ops teams to ensure timely disbursement while maintaining rigorous risk controls and adherence to regulatory requirements. This role demands meticulous analysis and clear risk communication.

Qualifikationen

• 3+ years in P2P fintech or banks with invoice/PO financing underwriting.
• Knowledge of credit risk frameworks and regulatory requirements.
• Strong communication with cross-functional teams.
• Diligence and integrity in handling sensitive financial data.

Aufgaben

• Conduct credit risk analysis on SME borrowers for invoice or PO financing.
• Analyze financial statements, bank statements, and credit bureau data.
• Validate supporting documents to ensure authenticity and eligibility.
• Present risk/return proposals to the Credit Committee.

Kenntnisse

Credit risk assessment

Underwriting

Financial statement analysis

Communication

Attention to detail

Ausbildung

Bachelor's degree in Finance/Accounting/Economics

Tools

Credit bureau data tools

Jobbeschreibung

Moladin is seeking a Credit Risk Analyst to evaluate SME financing applications across invoice and PO-based products. You will review financial data, supplier contracts, and transaction histories to determine creditworthiness and eligibility for funding.

You will work with Risk and Credit Ops teams to ensure timely disbursement while maintaining rigorous risk controls and adherence to regulatory requirements. This role demands meticulous analysis and clear risk communication.