Credit Analyst

PT Surya Artha Nusantara Finance; Jakarta Pusat; On-site; IDR 78,120,000 - 133,920,000; Full time

Job summary

PT Surya Artha Nusantara Finance is seeking a credit risk analyst to analyze income statements, balance sheets, and cash flows to assess risk and provide independent recommendations based on client data.

The role requires strong analytical and communication skills, willingness to travel across Indonesia, and openness to fresh graduates. You will contribute to improving credit applications and stay updated on industry trends.

Qualifications

• Bachelor degree in related major.
• Strong analytical and critical thinking.
• Interest in macroeconomics/microeconomics and B2B.
• Willing to travel across Indonesia.
• Fresh graduates welcome.

Responsibilities

• Analyze financial statements (income statements, balance sheets, and cash flow statements) to assess credit risk.
• Provide independent recommendation through analyzing customer's data provided.
• Visit project survey for better understanding of customer's business condition.
• Stay updated on industry trends and economic factors that may impact credit risk.
• Conduct research on industries and markets where clients operate to understand external risk factors.
• Implement improvement/innovation to enhance the quality of credit applications.

Skills

Analytical thinking

Communication skills

Willing to travel

Education

Bachelor degree in Economics/Management/Engineering

Job description

• Analyze financial statements (income statements, balance sheets, and cash flow statements) to assess credit risk
• Provide independent recommendation through analyzing customer's data provided
• Visit project survey for better unerstanding of customer's business condition
• Stay updated on industry trends and economic factors that may impact credit risk
• Conduct research on industries and markets where clients operate to understand external risk factors
• Implement improvement/innovation to enhance the quality of credit applications

Minimum Qualifications

• Bachelor degree in Economy, Management, Engineering, or any related major
• Have strong analytical & critical thinking
• Interested in macroeconomic/microeconomic and B2B business
• Good communication skills
• Willing to travel all over Indonesia
• Fresh graduate is welcome to apply