Compliance (Assistant Manager - Manager Level)

PT Dwi Cermat Indonesia; Jakarta Pusat; On-site; IDR 167,400,000 - 279,000,000; Full time

Job summary

PT Dwi Cermat Indonesia is seeking a proactive Compliance Assistant Manager to lead regulatory compliance for our Insurance Brokerage and Financial Aggregator operations in Indonesia. The role focuses on ensuring adherence to insurance and financial services regulations, maintaining regulator communications, and driving internal compliance initiatives with a hands-on approach.

You will oversee regulatory reporting, internal controls, and the development of compliance programs, working

Qualifications

• Bachelor’s degree in Law, Business, Industrial Engineering, Finance, or related fields.
• 5–6 years in regulatory compliance, preferably in insurance/fintech.
• Experience with AML-CFT and regulatory reporting.
• Familiar with POJK and OJK reporting requirements in Indonesia.
• Strong analytical, organizational, and communication skills.
• Ability to work independently or lead a small team.

Responsibilities

• Regulatory Compliance, Reporting, and Advisory: Ensure full compliance with insurance and financial regulations (OJK/AFTECH).
• Regulatory Reporting: Prepare and submit periodic regulator reports accurately and on time.
• Regulatory Monitoring: Monitor changes and assess impact on operations.
• Documentation: Maintain documentation for inspections or audits.
• Advisory: Advise product/initiatives on compliance risk.
• Policy Development: Develop and maintain internal policies, SOPs, and checklists.
• Internal Reviews: Conduct internal reviews and risk assessments to identify gaps.
• Process Improvements: Propose corrective actions or improvements.
• Cross-functional Embedding: Work with operations to embed compliance into daily processes.
• Regulatory Liaison: Serve as primary contact for compliance inquiries for the business.

Skills

Regulatory compliance

Regulatory reporting

Risk assessment

Analytical skills

Communication with regulator

Policy development

Education

Bachelor’s degree in Law, Business, Industrial Engineering, Finance, or related fields

Job description

We are looking for a proactive and detail-oriented Compliance Assistant Manager to lead compliance operations for our Insurance Brokerage and Financial Aggregator business. This role is responsible for ensuring full adherence to relevant insurance and financial services regulations, maintaining strong communication with the regulator, and driving internal compliance initiatives. The ideal candidate is hands-on, analytical, and capable of managing regulatory reporting, internal controls, and compliance culture building - either independently or with a small team.

Regulatory Compliance, Reporting, and Advisory

• Ensure full compliance with laws and regulations applicable to the P2P or Multifinance industry (OJK,AFTECH or other relevant bodies).
• Prepare and submit all periodic reports and filings to regulators accurately and on time.
• Monitor changes in regulations and assess their impact on business operations.
• Maintain proper documentation and records for regulatory inspections or audits.
• Advise the business team in the compliance assessment of product enhancements and new initiatives

Compliance Program Development

• Develop and maintain internal policies, SOPs, and checklists to support compliance with regulatory requirements.
• Conduct regular internal compliance reviews and risk assessments to identify potential gaps or non-compliance areas.
• Propose and implement corrective actions or process improvements as needed.
• Collaborate with the business and operational teams to ensure compliance requirements are embedded into daily processes.
• Serve as the point of contact for compliance inquiries related to the insurance brokerage and financial aggregator business.

Qualifications

• Bachelor’s degree in Law, Business, Industrial Engineering, Finance, or related fields.
• Minimum 5-6 years of experience in regulatory compliance, with preference for experience in insurance, financial services, or fintech.
• Possess relevant experiences in AML-CFT, with strong attention to detail and a commitment to delivering high quality outcomes.
• Familiar with the regulatory landscape governing insurance brokers in Indonesia (e.g., POJK, OJK reporting requirements).
• Strong analytical, organizational, and communication skills.
• Comfortable working independently or leading a small team in a dynamic and regulated environment.
• Working knowledge of risk-based compliance approaches or having Certified such Certified Compliance Professional and/or CAMS is a plus.