Commercial Credit Risk Analyst: Drive Risk & Growth

Permata Bank; Indonesia; On-site; IDR 180,000,000 - 280,000,000; Full time

Job summary

PermataBank is seeking a Credit Risk professional with solid experience in evaluating corporate and commercial credit proposals. You will conduct comprehensive credit analysis with Relationship Manager support, identify risks, and escalate issues per SLA to protect portfolio health.

The role requires strong financial analysis skills, both quantitative and qualitative, and the ability to monitor covenant compliance while delivering reliable risk judgments in a fast-paced banking environment.

Qualifications

• Minimum 3 years of experience in Credit Risk within Corporate/Commercial Banking.
• Strong ability to analyze financial reports and assess credit risk.
• Solid quantitative and qualitative analysis skills.
• Excellent communication, time management, and work management abilities.

Responsibilities

• Conduct comprehensive credit analysis on credit proposals submitted by collaborating with Relationship Manager according to targets and SLA.
• Identify potential risks that will occur and provide risk mitigation and ensure all negative issues related to an application are escalated properly.
• Monitoring account health through covenant monitoring.

Skills

Strong financial analysis

Credit risk assessment

Quantitative & qualitative analysis

Communication and time management

Job description

PermataBank is seeking a Credit Risk professional with solid experience in evaluating corporate and commercial credit proposals. You will conduct comprehensive credit analysis with Relationship Manager support, identify risks, and escalate issues per SLA to protect portfolio health.

The role requires strong financial analysis skills, both quantitative and qualitative, and the ability to monitor covenant compliance while delivering reliable risk judgments in a fast-paced banking environment.