Unsecured Lending Risk & Policy Analyst

Permata Bank; Tangerang; On-site; IDR 167,400,000 - 279,000,000; Full time

Job summary

Permata Bank in Tangerang seeks a quantitative analyst to support unsecured lending policy and risk management. You will analyze lending products, propose credit policy updates, and monitor the portfolio to align with business goals.

The candidate should hold a quantitative degree and have 3+ years in consumer banking, with proficiency in Excel, SAS, Python, and Power BI, plus strong stakeholder communication.

Qualifications

• Bachelor's degree in a quantitative field
• Minimum 3 years in Consumer Banking, in particular unsecured lending
• Experience with credit risk management and project management
• Proficiency with Excel, SAS, Python and Power BI
• Excellent communication with stakeholders

Responsibilities

• Conduct analysis of unsecured lending products and recommend policy changes and business initiatives.
• Monitor and maintain the unsecured lending portfolio.
• Prepare and maintain credit policies ensuring compliance with regulations.
• Maintain systems required for credit policy processes and implement policy changes.
• Manage projects related to systems or initiatives on unsecured lending products impacting credit policies.
• Identify and support sustainable business initiatives with stakeholders.

Skills

Analytical thinking

Communication skills

Stakeholder collaboration

Attention to detail

Education

Bachelor's degree in Industrial Engineering, Finance, Mathematics, or Statistics

Tools

SAS

Python

Power BI

Excel

Job description

Permata Bank in Tangerang seeks a quantitative analyst to support unsecured lending policy and risk management. You will analyze lending products, propose credit policy updates, and monitor the portfolio to align with business goals.

The candidate should hold a quantitative degree and have 3+ years in consumer banking, with proficiency in Excel, SAS, Python, and Power BI, plus strong stakeholder communication.