Bank Card Portfolio Optimization Lead (Client-Facing)

Csmart International; Jakarta Pusat; On-site; IDR 150,000,000 - 210,000,000; Full time

Job summary

Csmart International is seeking a seasoned banking product and portfolio analyst based in Jakarta to work face to face at client sites, primarily banks. You will analyze consumer banking data, drive credit card product insights, activation, spend optimization, and engagement strategies while coordinating with cross-functional teams.

The role requires independent work, at least five years in consumer banking or credit card product management, and experience delivering projects for ID

Qualifications

• Have at least 5 years of working experience in Consumer Bank – Credit card portfolio and/or product management
• Can work independently and drive progress with bank clients
• Experience delivering projects with ID banks/financial services clients
• Deep knowledge of credit card products, activation, spend optimization, engagement and attrition management, process and campaign execution
• Familiar with analyzing portfolio performance, deriving insights and identifying portfolio actions to drive performance
• Familiar with performance marketing analysis and working with marketing/data for targeted campaign effectiveness
• Experience working with cross-functional product teams and understanding KPIs across teams
• Project management experience to frame client problems, lead discussions, and prepare written deliverables (biweekly/steering committee)

Responsibilities

• Conduct analysis using Mastercard’s and/or client’s data
• Support implementation of the agreed plan and actions from weekly cadence and steering committee
• Coordinate with stakeholders and prepare materials for biweekly progress updates and steering committee

Skills

Indonesian language

English language

Job description

Csmart International is seeking a seasoned banking product and portfolio analyst based in Jakarta to work face to face at client sites, primarily banks. You will analyze consumer banking data, drive credit card product insights, activation, spend optimization, and engagement strategies while coordinating with cross-functional teams.

The role requires independent work, at least five years in consumer banking or credit card product management, and experience delivering projects for ID