Backend Engineer — AI Finance Platform

Sptix AI LLP; Jakarta Pusat; Presencial; IDR 180.000.000 - 600.000.000; Jornada completa

Descripción de la vacante

BJAK is seeking a Backend Software Engineer in Jakarta to help build the core systems behind the AI Finance Agent. You will design and implement backend services, APIs, and workflows powering an AI-based neobank, enabling transactions, settlements, and partner integrations across multiple markets.

Join a fintech-focused team in a regulated environment. You will collaborate with product, mobile, and operations teams to ship customer journeys quickly while improving reliability, security, and

Formación

• 3+ years of backend engineering experience.
• Strong fundamentals in APIs, databases, system design, and production debugging.
• Experience building scalable services and integrating third-party systems.
• Good understanding of security, reliability, data quality, and operational edge cases.
• Able to make practical trade-offs between speed, quality, and risk.
• Comfortable working with product, mobile, operations, and business teams.
• Experience in fintech, payments, insurance, lending, banking, or regulated products is a strong advantage.

Responsabilidades

• Build backend services, APIs, and workflows for the AI Neobank app.
• Support products across insurance, payments, wallet, savings, investing, travel, and financial services.
• Design reliable systems for user accounts, transactions, partner integrations, reconciliation, notifications, and operations.
• Work with product and mobile teams to ship customer-facing journeys quickly.
• Integrate with banks, payment gateways, insurers, data providers, and other partners.
• Improve system reliability, observability, security, and performance.
• Build systems that are practical, auditable, and ready for regulated financial products.

Conocimientos

Backend engineering

APIs

Databases

System design

Production debugging

Security & reliability

Third-party integrations

Cross-functional collaboration

Fintech/regulatory knowledge

Descripción del empleo

BJAK is seeking a Backend Software Engineer in Jakarta to help build the core systems behind the AI Finance Agent. You will design and implement backend services, APIs, and workflows powering an AI-based neobank, enabling transactions, settlements, and partner integrations across multiple markets.

Join a fintech-focused team in a regulated environment. You will collaborate with product, mobile, and operations teams to ship customer journeys quickly while improving reliability, security, and