Backend Engineer, AI-Driven FinTech & Credit Systems

Monee; Jakarta Pusat; Sur place; IDR 180 000 000 - 280 000 000; Plein temps

Résumé du poste

Monee, a leading digital payments and financial services provider in Southeast Asia, invites an experienced backend engineer to join our Jakarta team. You will design and build credit systems across multiple countries, focus on scalability, data integrity, and secure funds flow while collaborating with product and risk teams.

We value AI-forward engineers who apply intelligent tooling to testing, debugging, deployment, and operational excellence in high-throughput environments.

Qualifications

• Bachelor’s degree or higher; at least 1 year backend development experience.
• Proficiency in Go, C++, or Java and knowledge of data structures and algorithms.
• Experience with Redis, Kafka, and etcd; understanding middleware.
• Familiarity with distributed architecture and networking basics.
• Experience using AI to improve testing, debugging, incident response, or production ops.
• Experience in credit, investment, risk management, or financial systems.

Responsabilités

• Participate in the design and development of credit systems across multiple countries, including user acquisition, credit approval and underwriting, core transactions, account reconciliation, funding partner integrations, risk control, promotion, and financial accounting.
• Build highly available, scalable systems that support hundreds of millions of users and high transaction volumes. Ensure transaction consistency, reliable accounting, effective risk controls, and the security of funds.
• Design system workflows, data protection measures, and deployment strategies in line with each country’s regulatory requirements.
• Have a solid understanding of AI and use AI effectively to improve coding, testing, and other day-to-day work.

Connaissances

Go

C++

Java

Data structures

Algorithms

Concurrent programming

AI in testing

Formation

Bachelor's degree

Outils

Redis

Kafka

Etcd

Description du poste

Monee, a leading digital payments and financial services provider in Southeast Asia, invites an experienced backend engineer to join our Jakarta team. You will design and build credit systems across multiple countries, focus on scalability, data integrity, and secure funds flow while collaborating with product and risk teams.

We value AI-forward engineers who apply intelligent tooling to testing, debugging, deployment, and operational excellence in high-throughput environments.