Anti-Fraud

PT Bank Digital BCA (BCA Digital); Jakarta Pusat; Sur place; IDR 240 000 000 - 320 000 000; Plein temps

Résumé du poste

PT Bank Digital BCA (BCA Digital) is seeking a Fraud Management professional in Jakarta to oversee transactional and account activities, identify fraud risks, and lead investigations using data analytics and industry intelligence.

You will collaborate with Risk Management, Compliance, Operations, and Technology to design effective controls, monitor trends, and advance detection models while documenting findings for governance and regulatory compliance.

Qualifications

• Bachelor's degree in Accounting, Finance, IT, or related fields.
• 1–3 years of fraud management or risk/compliance experience.
• Experience with fraud detection systems and monitoring tools.
• Ability to analyze fraud patterns and develop test rules.
• Familiarity with Mastercard Decision Intelligence.

Responsabilités

• Provide ongoing oversight of transactional and account activities to identify fraud risks.
• Lead investigations into suspicious activities using data analytics and industry intelligence.
• Evaluate alerts to determine root causes and control gaps.
• Utilize fraud detection systems to enhance early detection and prevention.
• Collaborate with Risk Management, Compliance, Operations, and Technology to mitigate risk.
• Develop and strengthen fraud prevention frameworks, policies, and controls.
• Monitor evolving fraud trends and regulatory expectations.
• Contribute to advancement of detection models and methodologies.
• Document investigations and outcomes in alignment with governance and regulatory requirements.

Connaissances

Fraud detection systems

Transaction monitoring

Data analysis

Customer behavior analysis

Rule development

Formation

Bachelor's degree

Outils

Mastercard DI

Description du poste

Provide ongoing oversight of transactional and account activities to proactively identify fraud risks and emerging threats.

Lead through investigations into suspicious activities, leveraging data analytics, behavioural analysis, and industry intelligence to assess exposure and impact.

Evaluate fraud alerts and anomalies to determine root causes, systemic weaknesses, and control gaps.

Utilize advanced fraud detection systems and analytical tools to enhance early identification and prevention capabilities.

Partner with Risk Management, Compliance, Operations, and Technology functions to design and implement effective fraud risk mitigation strategies.

Develop and strengthen fraud prevention frameworks, policies, and controls to minimize operational and financial losses.

Monitor evolving fraud trends, regulatory expectations, and technological advancements to maintain a resilient fraud risk posture.

Contribute to the advancement of fraud detection models and analytical methodologies to improve effectiveness and efficiency.

Ensure comprehensive documentation of investigations, findings, and outcomes in alignment with internal governance standards and regulatory requirements.

Minimum Bachelor’s degree (preferably in Accounting, Management, Finance, Information Systems, or related fields)

Minimum 1–3 years of experience in Fraud Management / Anti-Fraud, Risk Management, or Compliance / Audit

Strong understanding of fraud detection systems (FDS), transaction monitoring, customer behavior analysis, and fraud investigation processes

Proven ability in data analysis (fraud pattern identification), scenario/rule development, backtesting, and rule evaluation

Familiar with fraud monitoring tools, including Mastercard Decision Intelligence (DI)

Willing to work in a shift-based schedule, including weekends and public holidays