Senior Risk & Fraud Analyst

PT Moneta Pembayaran Teknologi; Jakarta Selatan; On-site; IDR 200,000,000 - 320,000,000; Full time

Job summary

PT Moneta Pembayaran Teknologi is seeking a Risk & Fraud Analyst to develop and implement risk and fraud detection across payment transactions. Collaborate with Product, Operations, Compliance, Technology, and Business teams on risk initiatives and reporting.

Ideal candidates will have 3–5+ years in risk management or fraud prevention, strong SQL and data-driven decision making to mitigate losses.

Qualifications

• Bachelor’s degree in Finance, Business, Statistics, Mathematics, Information Systems, or a related field.
• 3–5+ years of experience in risk management, fraud prevention, transaction monitoring, or payment industry.
• Strong understanding of payment transactions, fraud typologies, and risk management.
• Proficient in SQL and data analysis tools; experience with fraud/risk monitoring systems is a plus.

Responsibilities

• Develop and implement risk & fraud detection strategies for payment transactions.
• Monitor transaction activities and identify suspicious patterns, anomalies, and potential fraud.
• Conduct fraud investigations and provide recommendations for mitigation actions.
• Analyze transaction data and risk indicators to improve fraud detection and prevention.
• Manage and optimize fraud rules, risk parameters, and transaction monitoring systems.
• Collaborate with Product, Operations, Compliance, Technology, and Business teams on risk initiatives.
• Prepare regular risk and fraud reports, dashboards, and insights for management.
• Conduct root cause analysis and recommend improvements to minimize fraud losses and operational risks.
• Support the development and implementation of risk management policies and procedures.
• Mentor junior analysts and provide guidance on fraud analysis and investigation.]
• CoT_job_summary_short":"COMPANY NAME: PT Moneta Pembayaran Teknologi\nKEY POINTS: Fraud detection strategy, cross-functional collaboration, data-driven risk"
• job_summary_short":"<p>PT Moneta Pembayaran Teknologi is seeking a seasoned Risk & Fraud Analyst to lead detection and prevention across payment transactions. The role partners with Product, Operations, Compliance, Technology, and Business teams to monitor activities, analyze data, and implement mitigations.</p><p>The ideal candidate has 3–5+ years in risk management or fraud prevention, strong SQL skills, and a data-driven mindset to reduce losses and protect the platform.</p>
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Skills

Analytical thinking

Attention to detail

Stakeholder management

Education

Bachelor's degree in Finance, Business, Statistics, Mathematics, Information Systems, or related field

Tools

SQL

Data analysis tools

Job description

• 1. Develop and implement risk & fraud detection strategies for payment transactions.
• 2. Monitor transaction activities and identify suspicious patterns, anomalies, and potential fraud.
• 3. Conduct fraud investigations and provide recommendations for appropriate mitigation actions.
• 4. Analyze transaction data and risk indicators to improve fraud detection and prevention.
• 5. Manage and optimize fraud rules, risk parameters, and transaction monitoring systems.
• 6. Collaborate with Product, Operations, Compliance, Technology, and Business teams on risk-related initiatives.
• 7. Prepare regular risk and fraud reports, dashboards, and insights for management.
• 8. Conduct root cause analysis and recommend improvements to minimize fraud losses and operational risks.
• 9. Support the development and implementation of risk management policies and procedures.
• 10. Mentor junior analysts and provide guidance on fraud analysis and investigation.

Requirements

• 1. Bachelor’s degree in Finance, Business, Statistics, Mathematics, Information Systems, or a related field.
• 2. 3–5+ years of experience in risk management, fraud prevention, transaction monitoring, or payment industry.
• 3. Strong understanding of payment transactions, fraud typologies, and risk management.
• 4. Strong analytical and problem-solving skills with excellent attention to detail.
• 5. Proficient in SQL and data analysis tools; experience with fraud/risk monitoring systems is a plus.
• 6. Able to work independently, manage priorities, and make data-driven decisions.
• 7. Strong communication and stakeholder management skills.
• 8. Experience in payment gateway, fintech, e-commerce, banking, or financial services is highly preferred.