VP, Commercial Banking Credit Analytics & Team Lead

1201 UOB Hong Kong; Hong Kong; On-site; HKD 500,000 - 750,000; Full time

Job summary

United Overseas Bank Limited (UOB) in Hong Kong is seeking an experienced Credit Analyst to conduct periodic reviews, prepare credit submission packages, and ensure compliance with policies. You will liaise with Relationship Managers to verify terms, monitor conditions, and support senior staff in ad hoc projects.

The role requires 5–6 years of credit analysis experience in commercial banking, strong analytical skills, and proficiency in English, with Mandarin/Cantonese helpful for local

Qualifications

• Degree in Accounting/Finance/Business Admin or relevant concentrations.
• At least 5-6 years credit analysis experience in commercial or corporate banking.
• Sound credit and regulatory knowledge in commercial banking and related guidelines.
• Fluent in English; Mandarin/Cantonese helpful for local liaison.

Responsibilities

• Conduct periodic credit reviews for borrowers and prepare credit submissions (CAS, ES, or Credit Memo).
• Coordinate with Relationship Managers to ensure terms compliance and update remarks.
• Ensure adherence to internal/external policies via sanity checks.
• Follow up on post-approval credit conditions and update monitoring registers.
• Prepare MIS reports for management and identify vulnerable accounts to minimize NPLs.
• Support streamline credit workflows and provide guidance to junior staff.
• Assist Credit Analyst Team Head and participate in ad hoc projects.

Skills

Credit analysis

Financial analysis

Presentation skills

English proficiency

Mandarin/Cantonese

Education

Bachelor in Accounting/Finance/Business Admin

Tools

PC applications

Job description

United Overseas Bank Limited (UOB) in Hong Kong is seeking an experienced Credit Analyst to conduct periodic reviews, prepare credit submission packages, and ensure compliance with policies. You will liaise with Relationship Managers to verify terms, monitor conditions, and support senior staff in ad hoc projects.

The role requires 5–6 years of credit analysis experience in commercial banking, strong analytical skills, and proficiency in English, with Mandarin/Cantonese helpful for local