Underwriter:in Liability Digital Solutions

HDI Group; Hong Kong; On-site; HKD 900,000 - 1,300,000; Full time

Job summary

HDI Global SE in Hong Kong is seeking an experienced underwriting leader for liability and embedded insurance to join the Digital Solutions department on a full-time basis. You will drive underwriting strategy, data-driven pricing, and cross-border programs across APAC.

You will leverage broker and ecosystem partnerships, expand group policy and B2B2C opportunities, ensure regulatory alignment, and collaborate with regional and global teams to position HDI as a preferred carrier for innovative

Qualifications

• Minimum 7 years of underwriting experience in Liability, ideally affinity and/or group policy scheme.
• Proven experience in Embedded Insurance business.
• Strong track record in business development and portfolio growth.

Responsibilities

• Underwrite innovative liability risks and platform-based structures.
• Support scalable liability components within B2B2C programs.
• Drive portfolio profitability through disciplined pricing, structuring and risk selection.
• Define underwriting strategy for affinity partners, group policies, and distribution ecosystems.
• Apply data-driven underwriting approaches and contribute to innovative product structures.
• Leverage APAC broker, partner and ecosystem relationships to expand business across markets.
• Originate new group policy and B2B2C insurance opportunities with digital platforms and ecosystems.
• Position HDI as a preferred carrier for new liability solutions and collaborate with regional/global teams.

Skills

Underwriting

Embedded Insurance

Business development

Stakeholder management

Job description

HDI Global SE is looking for a full/part time permanent position in the department Digital Solutions in Hongkong.

Your Tasks

• Underwrite innovative liability risks, including platform-based and embedded insurance structures
• Support the development of scalable new liability components within B2B2C business programs
• Drive portfolio profitability through disciplined pricing, structuring and risk selection
• Define underwriting strategy for affinity partners, group policy schemes, and distribution ecosystems
• Apply data-driven underwriting approaches and contribute to innovative product structures

Business Development & Market Expansion

• Leverage existing broker, partner and ecosystem relationships across APAC
• Originate new group policy and B2B2C insurance opportunities (digital platforms, ecosystems, partnerships)
• Position the company as a preferred carrier for new and innovative liability solutions
• Closely collaborate with regional and global teams to align market strategy
• Attending appropriate conferences, seminars, discussion groups, meetings and involvement with industry leaders as considered beneficial to the company

Regulatory & Cross-Border Expertise

• Navigate regulatory frameworks across multiple APAC jurisdictions
• Ensure compliance with local requirements while enabling cross-border program structures
• Ensure tight integration between underwriting and claims
• Involve Claims early for structurally relevant risks or new exposure types
• Translate claims insights into underwriting standards, not bureaucracy

Your Profile

Experience

• Minimum 7 years of underwriting experience in Liability, ideally affinity and/or group policy scheme
• Proven experience in Embedded Insurance business
• Strong track record in business development and portfolio growth

Technical Expertise

• Deep understanding of liability products (preferably financial lines, general liability, or specialty lines)
• Experience with structured programs, cross-border placements, or ecosystem partnerships

Personal Capabilities

• Entrepreneurial mindset with a strong commercial drive
• Ability to operate independently in a growth-oriented market environment
• Strong stakeholder management and negotiation skills
• Strategic thinking, solution oriented mindset combined with execution focus
• Strong communication skills at all levels within the organisation and with external business partners