Senior Vice President, Corporate Credit

United Overseas Bank; Hong Kong; On-site; HKD 1,000,000 - 2,000,000; Full time

Job summary

1201 UOB Hong Kong seeks a senior credit risk leader to evaluate and approve corporate credit proposals for large clients. You will conduct in-depth assessments, provide independent recommendations, and maintain portfolio quality in line with risk appetite and regulatory standards.

The role requires a finance degree, 15+ years banking experience, and proven leadership in corporate credit risk management. HKIB ECF accreditation is preferred.

Qualifications

• Degree in Finance, Accounting, Economics or related discipline.
• 15+ years banking experience with 10+ in leadership roles.
• Experience in corporate credit risk management and large transactions.
• Knowledge of financial analysis, risk assessment and credit structuring.
• Regulatory awareness and sound risk governance.

Responsibilities

• Lead evaluation and approval of corporate credit proposals.
• Conduct comprehensive credit assessments for large clients.
• Provide independent credit recommendations within delegated authority.
• Monitor portfolio quality and risk developments.
• Advise on credit structuring and risk mitigation.
• Develop and enhance credit policies and approval guidelines.
• Collaborate with business, legal, compliance and risk teams.

Skills

Credit risk management

Credit underwriting

Stakeholder management

Financial analysis

Regulatory compliance

Education

Bachelor in Finance/Accounting/Economics

ECF on Credit Risk Management (HKIB)

Job description

Company: 1201 UOB Hong Kong

About UOB

United Overseas Bank Limited (UOB) is a leading bank in ASEAN with a global network in Southeast Asia, Asia Pacific, Europe and North America. Operating through our head office in Singapore and banking subsidiaries in China, Indonesia, Malaysia, Thailand and Vietnam, we have a global network of about 430 branches and offices in 19 markets. At the heart of UOB is our culture, shaped by the UOB Way and anchored on our four values - Honourable, Enterprising, United and Committed. For more than 90 years, these values have guided how we do right by our customers, collaborate with one another and create long-term value for the communities we operate in. As One Bank, we are committed to helping our colleagues build sustainable careers grounded in purpose, supported by strong values, and enriched with meaningful opportunities to grow.

Job Description

Lead the evaluation and approval of corporate banking credit proposals, ensuring alignment with the Bank's risk appetite, credit policies and regulatory requirements.

Conduct comprehensive credit assessments and investigations for new and existing corporate clients, including large corporates, financial institutions and structured finance transactions.

Provide independent credit recommendations on new facilities, renewals and annual reviews, and approve credit applications within delegated authority.

Maintain strong portfolio quality through ongoing monitoring of credit exposures, emerging risks and industry developments.

Advise relationship managers on credit structuring, risk mitigation strategies and transaction execution.

Develop, review and enhance credit policies, procedures and approval guidelines to ensure effective risk governance.

Partner with business, legal, compliance and risk functions to facilitate efficient credit decision-making and sound risk management.

Represent the credit function in credit committees, regulatory engagements and strategic credit-related initiatives.

Act as a key liaison between local and regional stakeholders to ensure consistent credit standards and policy implementation.

Job Requirements

Degree in Finance, Accounting, Economics or a related discipline.

Minimum 15 years of relevant banking experience, including at least 10 years in a leadership or senior management role.

Proven experience in corporate credit risk management, credit underwriting and approval of large corporate and complex credit transactions.

Knowledge of financial analysis, risk assessment, credit structuring and banking products.

Sound understanding of regulatory requirements and industry practices relating to credit risk management.

Strong commercial judgment with the ability to balance business growth and prudent risk management.

Excellent interpersonal, stakeholder management and influencing skills, with the ability to engage effectively with senior management and business partners.

Strong analytical, decision-making and problem-solving capabilities.

Holder of ECF on Credit Risk Management accredited by HKIB is required.

Additional Requirements

Develop (Competency), Engage (Competency), Execute (Competency), Strategise (Competency)

Be a Part of the UOB Family

UOB is an equal opportunity employer. UOB does not discriminate on the basis of a candidate's age, race, gender, color, religion, sexual orientation, physical or mental disability, or other non-merit factors. All employment decisions at UOB are based on business needs, job requirements and qualifications. If you require any assistance or accommodations to be made for the recruitment process, please inform us when you submit your online application.