Senior Credit Risk Strategist

Bank of China (Hong Kong); Hong Kong; On-site; HKD 420,000 - 660,000; Full time

Benefits offered by this job

Medical insurance

Life insurance

Various allowances

Job summary

Bank of China (Hong Kong) is seeking an experienced credit risk professional to assess proposals, monitor portfolios, and ensure compliance with internal policies and regulatory requirements. The role involves preparing reports and recommendations for management, with a focus on robust credit judgment and risk mitigation.

Fluency in English and Chinese is preferred, with Mandarin a plus. The ideal candidate has at least five years in credit risk management or corporate credit approval, supported

Qualifications

• Bachelor or above in Risk Management, Business Administration, Finance, Economics, Accountancy or related disciplines
• At least 5 years or above experience in credit risk management or corporate credit approval
• Sound understanding of the risk issues across a wide variety of corporations, industries and regions
• Excellent analytical, communications and interpersonal skill
• Good command of both written and spoken English and Chinese; Mandarin advantageous
• Proficient in MS Word, Excel and PowerPoint

Responsibilities

• Perform risk assessment on credit proposals submitted by front line, exercise credit judgment and make credit recommendations
• Perform pro-active credit monitoring and management on clients as well as portfolio levels
• Ensure all internal credit policies and procedures are aligned with regulatory requirements
• Assist in preparing credit reports / proposal to management

Skills

Credit risk management

Credit analysis

Regulatory knowledge

Analytical thinking

Written and spoken English/Chinese

Education

Bachelor's degree or above in Risk Management/Finance/Economics/Accountancy

Tools

MS Word

MS Excel

PowerPoint

Job description

Bank of China (Hong Kong) is seeking an experienced credit risk professional to assess proposals, monitor portfolios, and ensure compliance with internal policies and regulatory requirements. The role involves preparing reports and recommendations for management, with a focus on robust credit judgment and risk mitigation.

Fluency in English and Chinese is preferred, with Mandarin a plus. The ideal candidate has at least five years in credit risk management or corporate credit approval, supported