Senior Credit Analyst, Asian High Yield Research

Recruitment Intelligence Consultants Limited; Hong Kong; On-site; HKD 900,000 - 1,300,000; Full time

Job summary

Recruitment Intelligence Consultants Limited's client, a well-established insurer in the Asia-Pacific region, seeks a Senior Credit Analyst specializing in Asian High Yield to lead bottom-up credit research and risk monitoring across issuers.

The role focuses on originating high-conviction recommendations, building and stress-testing financial models, and providing strategic input to portfolio decisions with emphasis on long-term risk-adjusted returns.

Qualifications

• 5–7 years of dedicated credit research experience in Asian High Yield / Stressed Debt
• Bachelor’s degree or higher in Finance, Economics, Accounting, or related field; CFA preferred
• Advanced financial modelling skills with cash flow stress-testing and balance sheet analysis
• Deep understanding of Asian credit markets, insolvency frameworks, and bond covenants
• Familiarity with insurance regulatory capital frameworks (e.g., Solvency II, HKRBC) and rating agencies
• Proficiency in Bloomberg, Capital IQ, and Excel; English and Mandarin fluency

Responsibilities

• Conduct deep-dive fundamental credit research on new issue primary offerings and secondary market opportunities across Asian High Yield issuers
• Formulate long-term investment recommendations (Buy/Hold/Sell) that optimize risk-adjusted yield within portfolio constraints
• Build, maintain, and stress-test multi-period financial models and liquidity profiles
• Evaluate bond covenants, debt seniority, and legal documentation to protect portfolio
• Provide coverage of sectors/issuers; identify credit deterioration and liquidity stresses ahead of market consensus
• Assess impact of credit migration on capital charges, ALM, and liquidity needs
• Participate in portfolio review meetings with commentary on spreads, allocation, and default/recovery distributions
• Monitor external asset managers’ credit mandates for adherence to guidelines

Skills

Financial modelling

Credit research

Cash flow analysis

Risk assessment

English & Mandarin

Education

Bachelor’s degree in Finance/Economics/Accounting

CFA charterholder preferred

Tools

Bloomberg

Capital IQ

Excel

Job description

Recruitment Intelligence Consultants Limited's client, a well-established insurer in the Asia-Pacific region, seeks a Senior Credit Analyst specializing in Asian High Yield to lead bottom-up credit research and risk monitoring across issuers.

The role focuses on originating high-conviction recommendations, building and stress-testing financial models, and providing strategic input to portfolio decisions with emphasis on long-term risk-adjusted returns.