Senior Corporate Credit Risk Analyst — Strategy & Approvals

BBVA; Hong Kong; On-site; HKD 800,000 - 1,200,000; Full time

Job summary

BBVA in Hong Kong is seeking a senior credit risk specialist to own risk for Mainland and Hong Kong corporate clients. You will prepare comprehensive credit proposals, conduct robust risk analyses, and collaborate with business units to align with BBVA’s appetite.

You will facilitate the Credit Committee approval process, ensure reviews meet standards and regulatory requirements, and maintain portfolio quality while working with risk counterparts across Spain and local teams.

Qualifications

• Bachelor’s or Master’s degree in Finance, Economics, Accounting, or a related discipline.
• CFA/FRM certification desirable.
• Proficiency with corporate financial metrics and risk analysis.
• Strong communication in English and Mandarin; additional languages a plus.
• AI competency in using AI tools for risk management.
• Ability to present data clearly to committees.

Responsibilities

• Prepare comprehensive credit proposals for Mainland and Hong Kong clients.
• Facilitate Credit Committee approval processes.
• Ensure credit reviews meet Bank standards and regulatory requirements.
• Maintain credit portfolio quality and alignment with strategy.
• Collaborate with bankers to set appetite and structure deals.
• Run financial projections to forecast client trajectories.
• Intermediation with risk counterparts in Spain to ensure approvals.
• Monitor early warning signals and escalate as needed.
• Support regulators and auditors with data and responses.

Skills

Financial metrics

Risk analysis

AI tooling

Communication

Agility

Matrix organization

Cross-cultural

English & Mandarin

Spanish a plus

Education

Finance/Economics/Accounting degree

CFA/FRM certification desirable

Job description

BBVA in Hong Kong is seeking a senior credit risk specialist to own risk for Mainland and Hong Kong corporate clients. You will prepare comprehensive credit proposals, conduct robust risk analyses, and collaborate with business units to align with BBVA’s appetite.

You will facilitate the Credit Committee approval process, ensure reviews meet standards and regulatory requirements, and maintain portfolio quality while working with risk counterparts across Spain and local teams.