Section Head of Credit Solutions - Wealth Management Operations

The Bank of East Asia (BEA); Hong Kong; On-site; HKD 1,200,000 - 2,000,000; Full time

Job summary

The Bank of East Asia (BEA) in Hong Kong seeks a senior leader to head the Credit Solution Management Team, ensuring high-quality wealth management lending and robust risk controls.

You will oversee credit reviews, policy development, and the LTV framework, collaborating with Private Banking and Credit Risk Management to optimize credit structures and processes.

Qualifications

• University degree in Banking, Finance, Business Administration, or related discipline.
• Minimum 10 years' experience in credit management, with exposure to Private Banking or Wealth Management.
• Solid knowledge of credit policies, procedures, and wealth management lending products.

Responsibilities

• Lead and manage the Credit Solution Management Team to maintain a high-quality wealth management loan portfolio and strong credit risk standards.
• Oversee credit proposal assessments, ensuring compliance with the Bank's credit policies, standards, and risk appetite.
• Drive the development, implementation, and maintenance of wealth management credit policies, procedures, and operational manuals.
• Act as the policy owner of the Bank's Loan-to-Value (LTV) framework and oversee its implementation across the Bank.
• Partner with Private Banking, Credit Risk Management, and other stakeholders to structure credit solutions and enhance credit processes.
• Monitor the credit portfolio and market developments, identifying emerging risks and recommending risk mitigation measures.
• Lead, coach, and develop team members while fostering a risk-aware and customer-focused culture.

Skills

Credit management

Portfolio monitoring

Lending risk assessment

Team leadership

Stakeholder management

Analytical thinking

Communication skills

Education

Bachelor's degree in Banking/Finance/Business

HKIB or equivalent

Job description

• Lead and manage the Credit Solution Management Team to maintain a high-quality wealth management loan portfolio and strong credit risk standards.
• Oversee credit proposal assessments, ensuring compliance with the Bank's credit policies, standards, and risk appetite.
• Drive the development, implementation, and maintenance of wealth management credit policies, procedures, and operational manuals.
• Act as the policy owner of the Bank's Loan-to-Value (LTV) framework and oversee its implementation across the Bank.
• Partner closely with Private Banking, Credit Risk Management, and other stakeholders to structure credit solutions and enhance credit processes.
• Monitor the credit portfolio and market developments, identifying emerging risks and recommending appropriate risk mitigation measures.
• Lead, coach, and develop team members while fostering a strong risk-aware and customer-focused culture.
• Support strategic projects, business initiatives, and transformation programs across the Wealth Management Division.

Requirements

• University degree in Banking, Finance, Business Administration, or a related discipline.
• Minimum 10 years' experience in credit management, with exposure to Private Banking or Wealth Management.
• Solid experience in credit review, portfolio monitoring, collateral management, and lending risk assessment.
• Strong leadership capabilities with experience managing and developing teams.
• Sound knowledge of credit policies, procedures, and wealth management lending products.
• Excellent analytical, decision-making, stakeholder management, and communication skills.
• Self-motivated, strategic-minded, and able to thrive in a dynamic and evolving environment.
• Professional qualifications such as HKIB or equivalent will be an advantage.

Personal data provided by job applicants will be used for recruitment purposes only and will be treated in accordance with the Bank's Personal Information Collection (Employees) Statement and Privacy Policy Statement. Applicants who are not invited for interviews within six weeks may consider their applications unsuccessful and the personal data collected will be destroyed after 1 year.