Payment Operations Analyst (Fintech, Fresh Graduate Welcome)

Currenxie; Hong Kong; On-site; HKD 240,000 - 360,000; Full time

Job summary

Currenxie is a fintech company offering borderless financial services to businesses. We seek a detail-minded Payments Operations professional to monitor intraday funds, perform reconciliations, and troubleshoot across markets. Fluency in Cantonese and English is essential, with at least 1 year in similar roles.

Join a lean team and contribute to international treasury activities while supporting our rapidly growing global platform in Hong Kong.

Qualifications

• 1+ year of working experience in payment operations or settlement roles in fintech/financial services/banking
• Detail-oriented with the ability to complete deliverables with minimal supervision
• Adaptable to uncertainties and lean team environments with high flexibility
• Fluent spoken and written Cantonese and English
• Prior knowledge of finance service industry is preferred

Responsibilities

• Monitor intraday inward funds processing streams
• Perform bank reconciliations and resolve discrepancies
• Troubleshoot in new and existing markets
• Clarify client/front office instructions (including Chinese text interpretation)
• Monitor client beneficiary instructions in the validation engine
• Interact with outward payment processing flows as needed
• Manage exceptions for non-standard transactions
• Assist trading team with international treasury management

Skills

Payment operations

Settlement

Attention to detail

Cantonese

English

Job description

Currenxie is a financial technology company for borderless businesses. Founded in 2014, our Global Account platform offers businesses of all sizes a single finance app for global growth. Features include multi-currency digital wallets, on-demand virtual bank accounts, worldwide payments, currency exchange, and instant Visa cards. We value innovative technology, user experience, and service.

We are an ambitious and rapidly growing company led by an entrepreneurial and collaborative team. We offer our people an opportunity to be part of building a new financial services platform for a borderless world, and to learn and progress in a friendly, dynamic and multi-cultural environment.

Your role & responsibilities

• Monitoring of Intraday inward funds processing streams
• Performing bank reconciliations and resolving discrepancies;
• Proactive trouble shooting in new and existing markets
• Clarification of client / front office instructions (including interpretation of Chinese characters)
• Monitoring client beneficiary instructions within our validation engine
• Monitoring and interacting with outward payment processing flows when required within our payments engine
• Exceptions management for all non-standard transactions
• Assist the trading team with international treasury management

Your skills and experience

• 1+ year of working experience in payment operations or settlement roles, preferably within fintech, financial services, and/or banking
• Detail-mindedness. You have great attention to detail and can independently complete deliverables with minimal supervision
• Are excited to cope with uncertainties and challenges. Enjoy working under a lean team with high flexibility
• Fluent spoken and written Cantonese and English
• Prior knowledge and exposure to finance service industry is preferred