Manager to AVP , Credit Analyst (PB, AM, DCM)

Industrial Bank Co., Ltd.; Hong Kong; On-site; HKD 520,000 - 900,000; Full time

Job summary

Industrial Bank Co., Ltd. Hong Kong Branch seeks a Manager to AVP, Credit Analyst to support Private Banking credit, asset management and DCM underwriting.

You will conduct credit assessments, perform comprehensive due diligence, and surface irregularities for action. Responsibilities include system maintenance of credit parameters, UAT participation, and evaluating investment product onboarding, discretionary portfolios and bond underwriting while ensuring regulatory compliance.

Qualifications

• Bachelor Degree holder in Banking, Finance, Accounting, Business or related discipline.
• FRM is a definite plus.

Responsibilities

• Support Private Banking credit business, Asset Management and DCM tasks.
• Conduct credit assessments and due diligence to evaluate client creditworthiness.
• Maintain credit parameters in the system; participate in UAT on credit-related aspects.
• Assess applications including investment product onboarding, discretionary portfolios, and bond underwriting; ensure regulatory compliance.
• Participate in ad-hoc initiatives and special tasks.

Skills

Credit analysis

Financial products knowledge

HKMA regulations

English & Chinese

Education

Bachelor degree

FRM (preferred)

Tools

Excel

VBA

MS Office

Job description

Manager to AVP , Credit Analyst (PB, AM, DCM)

Mainly responsible in supporting Private Banking credit business, Asset Management and Debt Capital Market bond underwriting related tasks.

Conduct credit assessments, provide comprehensive due diligence and credit analysis to evaluate client creditworthiness, surface irregularities for further actions.

Maintenance on credit parameters in system, and participate in UAT on system development on credit related aspects

Perform assessment on variety of applications including investment product onboarding, discretionary investment portfolio proposal, Bond underwriting proposal etc, ensure compliance with regulatory requirement and internal policies, and make reliable recommendation.

Contribute to special tasks: participate in ad-hoc initiatives

Bachelor Degree holder or above in Banking, Finance, Accounting, Business, or related discipline. Holder of FRM is definitely a plus.

Minimum 3 years relevant experience in private banking or wealth management, with credit underwriting experience is preferred.

Good analytical and credit assessment skills, with sound knowledge in HKMA requirements and relevant rules.

Good knowledge in financial products, understand embedded risk on different types of financial instrument.

Good time management and ability to work in a fast-paced working environment. Reliable , pleasant personality and positive working attitude.

Good command of written and spoken English & Chinese, basic Mandarin speaking is a must.

Computer literate and proficient in MS Office application, especially Excel. Knowledge on VBA would be a definite advantage.

Unlock job insights

Your application will include the following questions:

• Which of the following statements best describes your right to work in Hong Kong?
• What's your expected monthly basic salary?

Established in August 1988 and headquartered in Fuzhou city in Fujian Province, Industrial Bank was the first among all banks in Mainland China to receive a financial license allowing our Financial Markets team to actively participate in the financial market businesses. The Hong Kong Branch adopts its overall strategies, goals and business philosophy of “Dedicated Service, Together We Grow”, equips itself with professional teams and advanced management systems, and generates synergies from a diverse portfolio of businesses. With Hong Kong as the core hub, we would gradually develop our international financial businesses and strive to utilize our advantages in the offshore financial market.

To expand our business in Hong Kong, we are now inviting high caliber candidates to apply for the following position.

Established in August 1988 and headquartered in Fuzhou city in Fujian Province, Industrial Bank was the first among all banks in Mainland China to receive a financial license allowing our Financial Markets team to actively participate in the financial market businesses. The Hong Kong Branch adopts its overall strategies, goals and business philosophy of “Dedicated Service, Together We Grow”, equips itself with professional teams and advanced management systems, and generates synergies from a diverse portfolio of businesses. With Hong Kong as the core hub, we would gradually develop our international financial businesses and strive to utilize our advantages in the offshore financial market.

To expand our business in Hong Kong, we are now inviting high caliber candidates to apply for the following position.