Manager / Assistant Manager (Retail Lending Operation)

Chiyu Banking Corporation Limited; Hong Kong; On-site; HKD 360,000 - 520,000; Full time

Job summary

Chiyu Banking Corporation Limited in Hong Kong is seeking a credit approval professional to assess retail lending proposals, provide recommendations for approvals, and ensure adherence to internal policies and HKMA guidelines.

The successful candidate will communicate effectively with colleagues across frontline and operations, work under pressure, and maintain high standards of customer service while supporting the bank's risk management objectives.

Qualifications

• Degree in accounting, finance, business administration or related discipline.
• 2-5 years of credit approval experience in banking.
• Detailed minded with good credit sense and knowledge of HKMA guidelines.
• Able to work under pressure and independently.
• Excellent communication and interpersonal skills.
• Good command of written and spoken Chinese and English.

Responsibilities

• Conduct assessment on credit proposals of retail lending.
• Provide recommendations on credit applications to facilitate approvals in compliance with the credit policies and guidelines.
• Interact with internal parties, including frontline and operation departments.
• Ensure customer service standards are met at all times.

Education

Degree holder in Accounting, Finance, Business Administration or any related discipline

Job description

Chiyu Banking Corporation Limited has been registered as a licensed bank since 1947. Rooted in Hong Kong for over 70 years, we strive to provide one-stop cross-border banking and financial services to customers in Hong Kong, mainland and overseas Chinese. Riding on the edge of the Hong Kong and Fujian business and our cross-border platform, we will continuously maintain its core values of “Sincerity, Flexibility, Tailor-made Service and Professionalism” and provide premium services to our customers to help growing their wealth, and to create values and deliver returns to our stakeholders and staff.

We believe that employees are valuable asset of the company. We offer stimulating careers that will further your personal growth. Come join us for the following position.

Responsibilities

• Conduct assessment on credit proposals of retail lending
• Provide recommendations on credit applications to facilitate approvals in compliance with the credit policies and guidelines
• Interact with internal parties, including frontline and operation departments
• Ensure customer service standards are met at all times

Requirements

• Degree holder in Accounting, Finance, Business Administration or any related discipline
• 2-5 years of credit approval experience in banking industry
• Detailed minded with good credit sense and good knowledge of HKMA related guideline
• Able to work under pressure and independently
• Excellent communication and interpersonal skills
• Good command of written and spoken Chinese and English

We offer competitive packages and promising career opportunities to the right candidates.

Information provided will be treated in strict confidence and only be used for recruitment purposes. All personal data of unsuccessful applicants will be destroyed after the recruitment exercise. A copy of Personal Information Collection Statement is available upon request.