Credit Risk Manager (Ref no: CRD-EN)

Nanyang Commercial Bank Ltd.; Hong Kong; On-site; HKD 600,000 - 800,000; Full time

Job summary

Nanyang Commercial Bank Ltd. is seeking an experienced Credit Risk professional in Hong Kong to analyse and review credit applications, assess risk levels and prepare detailed assessment reports.

The role involves formulating credit risk policies to optimise risk exposure and supporting credit product development across lending, trade finance and other credit products. Strong analytical skills and multilingual communication are required.

Qualifications

• Bachelor’s degree or above in Risk Management, Finance, Economics, Accounting, Information System or related disciplines.
• CFA, FPM, ACCA, CPA, ECF certifications preferred.
• Minimum 4 years of experience in credit risk management and analysis; policy formulation experience is an advantage.
• Knowledge of regulatory requirements, Basel III and banking practices on credit risk management is essential.
• Analytical, independent, with strong problem-solving and report-writing skills.
• Proficiency in English, Chinese and Putonghua (Written and spoken).
• Candidates with more experience may be considered for team leader role.

Responsibilities

• Analyse and review credit applications and proposals, evaluate risk level and prepare assessment reports.
• Formulate credit risk policy to optimise the risk exposure of the bank.
• Facilitate in credit product development to strengthen the bank’s competitiveness in commercial lending, trade finance and other credit products.

Skills

Credit risk analysis

Report writing

English communication

Chinese communication

Putonghua communication

Education

Bachelor’s degree or above in Risk Management, Finance, Economics, Accounting, Information System

CFA / FPM / ACCA / CPA / ECF certification preferred

Job description

Accumulating over 70 years experience on our solid foundation in Hong Kong and Greater China, we succeed and create our brilliant story throughout the region. As the first foreign bank branch in Mainland, we grasp the opportunity to grow along with the economic reforms. With our well-versed China business intelligence, we continue to expand our network proactively but prudently.
Inheriting our “People Focus” tradition, we strongly believe in the philosophy of talent investment. Here, we respect your career development with enormous support and room for inspiration. If you are ready to go for great, join us today. You can shine with your own glorious story.
Your talent is our treasure, come to explore your potential with us.

Job Responsibilities

• Analyse and review credit applications and proposals, evaluate risk level and prepare assessment reports;
• Formulate credit risk policy to optimise the risk exposure of the bank;
• Facilitate in credit product development to strengthen the competitiveness of the bank in commercial lending, trade finance and other credit products.

Job Requirements

• Bachelor’s degree or above in Risk Management, Finance, Economics, Accounting, Information System or related disciplines;
• Professional qualification in CFA, FPM, ACCA, CPA, ECF is preferred;
• Minimum 4 years of experience in credit risk management and analysis, exposure in policy formulation is an advantage;
• Sound knowledge in regulatory requirements, Basel III and banking practices on credit risk management is essential;
• Analytical, independent, possession of good problem-solving and report-writing skills;
• Proficiency in both written and spoken English, Chinese and Putonghua;
• Candidate with more experience may be considered as team leader role.

We are an Equal Opportunities Employer. Data collected would be used for recruitment purposes only. Applicants who do not hear from us within 8 weeks may consider their applications unsuccessful and their data will be destroyed within 24 months of receipt.