Credit Risk Manager (Corporate Portfolio)

Bangkok Bank Public Co Ltd; Hong Kong; Sur place; HKD 900 000 - 1 300 000; Plein temps

Résumé du poste

Bangkok Bank Public Co Ltd, Hong Kong Branch, seeks a senior credit risk professional to review and structure credit proposals for corporate clients. You will perform in-depth analyses, CRR/FRR reviews, and ensure adherence to internal policies and regulatory standards.

The role requires a bachelor’s degree in finance or related fields and at least 8 years’ corporate banking experience, with strong English and Chinese communication skills. CFA/FRM/ HKIB qualifications are advantageous.

Qualifications

• Bachelor degree in Finance, Accounting, Risk Management, Business Administration or related fields.
• Minimum 8 years of solid credit risk or credit underwriting experience within Corporate/Commercial Banking.
• Qualified professional certifications (HKIB, CFA, FRM, ECF-CRM) are advantageous.
• Strong analytical, negotiation and stakeholder management skills.
• Self-motivated, able to work under pressure and handle complex cases.
• Experience in trade products / derivatives preferred.
• Excellent English and Chinese communication skills.

Responsabilités

• Review, evaluate and structure credit applications submitted by business units.
• Conduct independent analysis, gather data, resolve queries and present proposals.
• Verify accuracy of financial spreading in internal metrics.
• Perform CRR and review FRR submitted by front-office teams.
• Ensure proposals comply with credit policies and regulatory guidelines.
• Monitor news and covenant compliance, escalate breaches promptly.
• Due diligence on local buyers, suppliers and beneficiaries of credit.
• Attend customer visits to assess operational and credit risks.
• Prepare departmental reports including collateral analysis and risk reports.
• Support Department Manager with specialized credit reviews and ad-hoc tasks.

Formation

Bachelor degree

HKIB Certified Banker

CFA

FRM

ECF-CRM

Description du poste

Established in 1944, Bangkok Bank is one of the largest regional banks in Southeast Asia. We are a leading bank in Thailand and a market leader in corporate and business banking serving large corporations and multinationals across a wide range of industries.
Our international network includes more than 200 overseas branches in 14 economies - Cambodia, China, Hong Kong, Indonesia, Japan, Laos, Malaysia, Myanmar, the Philippines, Singapore, Taiwan,the United Kingdom, the United States andVietnam. We are the only Thai bank with a substantial presence in China, through our wholly-owned subsidiary Bangkok Bank (China). We provide customers with financial and business advice and work with them as a trusted partner to create value for their business.

We are now seeking a high caliber candidate to join our Hong Kong Branch.

Responsibilities

Review, evaluate and structure credit applications submitted by business units.

Conduct independent analysis, gather necessary data, resolve queries with originators and present proposals to the Department Manager and Loan Committee.

Verify the accuracy of financial spreading in Bualuang metrics.

Perform Credit Risk Ratings (CRR) and review Facility Risk Ratings (FRR) submitted by front-office teams.

Ensure all credit proposals comply with internal credit policies, General Underwriting Standards, and regulatory guidelines.

Monitor ongoing news, exception reports and financial covenant compliance, escalating any breaches immediately.

Conduct thorough due diligence on local buyers, suppliers and beneficiaries of credit customer.

Join business units on customer visits as needed to assess operational and credit risks firsthand.

Prepare key departmental and management reports, including the quarterly collateral analysis for the HKB Credit Portfolio Quality Report and the monthly/quarterly NBMCE Qualitative Report.

Support the Department Manager with specialized credit reviews and ad-hoc assignments.

Requirements

Bachelor degree in Finance / Accounting / Risk Management/ Business Administration or related fields

Minimum 8 years of solid credit risk or credit underwriting experience within Corporate/ Commercial Banking

Recognized professional qualifications (e.g., HKIB Certified Banker / ECF-CRM, CFA, or FRM) are highly advantageous.

Sharp analytical acumen, strong negotiation and stakeholder management skills and the resilience to deliver high-quality risk decisions

Self-motivated and able to work under pressure and handle complex cases

Credit Risk Management qualification, CPA or FRM certification is preferred

Experience in trade products / derivatives is preferred

Excellent communication skills with full professional proficiency in written and spoken English and Chinese

We offer excellent career prospects to the right candidate. Salary will be commensurate with qualifications and experience.

Personal data provided by job applicants will be used solely for considering suitability for the post and strictly in accordance with our personal data policies which are available on request.

(Only shortlisted candidates will be contacted)