Credit Risk Manager, Margin Financing

Gravitas Recruitment Group (Global) Ltd; Hong Kong; On-site; HKD 600,000 - 900,000; Full time

Job summary

Gravitas Recruitment Group (Global) Ltd is seeking an analytical and proactive risk professional to manage a margin financing portfolio, perform rigorous credit underwriting, and oversee daily lending operations. You will assess market movements, determine margin eligibility, and draft credit proposals for senior leadership sign-off.

The role requires 5+ years in risk or credit within a securities firm or financial institution, with strong Excel skills and fluency in English and Mandarin.

Qualifications

• 5+ years of hands-on risk or credit experience within a securities firm, brokerage, or financial institution.
• Bachelor’s degree in Business Administration, Risk Management, or related discipline.
• Exposure to US stock options and risk control systems is advantageous.
• Strong MS Excel and quantitative skills.
• Fluent in English and Mandarin (written and spoken).
• CFA or FRM designation desirable.

Responsibilities

• Portfolio Surveillance & Marginable Stock Grading: Review listed companies and assign margin eligibility and risk grades.
• Risk Mitigation & Margin Oversight: Monitor live market moves, assess exposure, trigger margin calls when needed.
• Credit Evaluation & Proposal Drafting: Conduct research, perform valuations, draft credit proposals for senior sign-off.
• Loan Documentation & Verification: Draft and review credit facility letters, ensuring accuracy and compliance.
• Credit Administration & Reporting: Handle daily admin tasks, prepare internal approval documents, generate risk summaries.
• Special Projects: Lead ad-hoc risk initiatives as required.

Skills

Analytical thinking

Risk management

Credit underwriting

MS Excel

Quantitative analysis

Problem solving

English & Mandarin

Education

Bachelor's degree in Business Administration / Risk Management

Tools

Credit risk systems

Job description

We are looking for an analytical and proactive risk professional to manage our margin financing portfolio, perform rigorous credit underwriting, and ensure the efficiency of our daily lending operations.

Key Responsibilities

• Portfolio Surveillance & Marginable Stock Grading: Continuously review listed companies and recommend appropriate margin eligibility and risk grading for securities.
• Risk Mitigation & Margin Oversight: Track live market movements, assess portfolio exposure, and trigger timely margin calls to protect the firm from downside risk.
• Credit Evaluation & Proposal Drafting: Conduct thorough industry research, execute valuations, and formulate structured credit proposals for senior leadership sign-off.
• Loan Documentation & Verification: Draft, review, and finalize credit facility offer letters for clients, ensuring accuracy and compliance.
• Credit Administration & Reporting: Manage day-to-day administrative duties, compile internal approval documents, and generate detailed daily and monthly risk summaries.
• Special Projects: Take ownership of ad-hoc tasks and strategic risk initiatives as needed.

Key Requirements & Qualifications

• Industry Experience: A minimum of 5 years of hands‑on risk or credit experience gained within a prominent securities firm, brokerage, or financial institution.
• Academic Background: Bachelor’s degree in Business Administration, Risk Management, or a related discipline.
• Niche Expertise: Prior exposure to US stock options and their corresponding risk control systems is a distinct advantage.
• Technical & Analytical Skills: Exceptional quantitative proficiency, sharp problem‑solving capabilities, and advanced command of MS Excel.
• Language Proficiency: Professional fluency in both English and Mandarin (written and spoken).
• Certifications: Progress toward or completion of a CFA or FRM designation is highly desirable.