Compliance Officer

Ksher; Hong Kong; On-site; HKD 480,000 - 720,000; Full time

Job summary

Ksher is seeking an experienced Compliance professional to lead MSO license lifecycle, AML/CFT and cross-border regulatory matters in Hong Kong. The role requires managing regulatory inquiries, license renewal, and cross-department collaboration to ensure continuous compliant operations.

Ideal candidates hold a HK-focused compliance background with 3+ years in financial/payment sectors, English/Cantonese/Mandarin proficiency, and certifications such as ACAMS or IBA.

Qualifications

• Minimum 3 years in Hong Kong local financial/payment industry compliance.
• In-depth knowledge of Hong Kong MSO regulatory ordinances and customs compliance.
• Experience with MSO license renewal and regulatory inspection response.
• Ability to independently prepare English compliance documents and regulatory letters.
• Fluent in English and Cantonese/Mandarin; strong writing and communication skills.

Responsibilities

• Maintain HK MSO license lifecycle including annual inspection and renewal.
• Manage AML/CFT and cross-border compliance systems and risk assessments.
• Draft regulatory replies, board resolutions and official letters for HK authorities.
• Support overseas business compliance for Southeast Asia, North America and other regions.
• Coordinate cross-departmental compliance with legal, finance, and HR teams.
• Organize internal compliance training and conduct self-audits.

Skills

Hong Kong compliance experience

Regulatory liaison

English & Cantonese/Mandarin

Education

Bachelor’s degree or above in Law/Finance/Compliance

ACAMS/IBA certifications preferred

Job description

• MSO License Lifecycle Management: Take charge of the full-cycle maintenance of Hong Kong MSO license, including annual inspection, license renewal, regulatory declaration, official address and document update, and compliance filing. Respond to regulatory inquiries and on-site inspections independently to ensure the continuous and valid operation of the license.
• AML/CFT & Business Compliance Management: Establish and optimize the cross-border payment compliance system, covering AML (Anti-Money Laundering), CFT (Counter-Terrorist Financing), customer KYC/CDD due diligence, real-time transaction monitoring, suspicious transaction identification and STR reporting. Standardize business access rules and conduct regular compliance risk assessment.
• Regulatory Liaison & Document Handling: Serve as the key contact for Hong Kong Customs, MPF Authority and other regulatory authorities. Independently draft English regulatory reply documents, compliance statements, board resolutions and official letters. Manage corporate compliance matters including director changes, equity adjustments and cross-border employment compliance.
• Overseas Business Compliance Support: Provide professional compliance assessment and risk suggestions for global business expansion (Southeast Asia, North America and other regions). Review the compliance rationality of payment products, sales channels and merchant access, and pre-control overseas operational risks.
• Internal Compliance Supervision & Training: Organize regular internal compliance training, self-inspection and internal audit rectification. Sort out business compliance pain points, establish risk ledgers, and deliver regular compliance analysis reports and optimization plans.
• Cross-departmental Compliance Coordination: Collaborate with legal, finance and HR teams to handle cross-border salary disbursement, tax compliance, MPF contribution and employment dispute compliance issues, and proactively identify and resolve potential fund and operational compliance risks.

Job Requirements

• Bachelor’s degree or above, major in Law, Finance, Compliance or related disciplines; ACAMS, IBA or other professional AML compliance certifications are highly preferred.
• Minimum 3 years of Hong Kong local financial/payment industry compliance working experience. In-depth knowledge of Hong Kong MSO regulatory ordinances, Hong Kong Customs compliance rules and global AML/CFT regulations; practical experience in MSO license renewal and regulatory inspection response is mandatory.
• Familiar with cross-border payment, merchant acquiring and foreign exchange settlement business models; familiar with overseas multi-country payment regulatory policies; FinTech overseas compliance experience is a plus.
• Fluent in both written and spoken English and Cantonese/Mandarin. Capable of independently drafting all kinds of English compliance documents, board resolutions and regulatory response letters.
• Meticulous, rigorous and highly risk-sensitive. Possess independent judgment on compliance risks, capable of handling regulatory spot checks and compliance rectification independently, with excellent communication and pressure resistance skills.
• Candidates with valid Hong Kong working status or available to work full-time in Hong Kong are preferred.