Collection Manager [Ref: CM-KF]

Nanyang Commercial Bank; Hong Kong; On-site; HKD 446,000 - 558,000; Full time

Job summary

南洋商业银行（Nanyang Commercial Bank）正在香港旺角招聘信贷风险管理方向的专业人士，负责管理与监控不良贷款，拟定回收策略与行动计划，并与律师事务所及外部催收机构协作推动回收进程。

候选人需具备银行、金融、风险管理或法律相关学历及4年以上相关经验，熟悉NPL处理、诉讼及抵押执行等流程，具备中英文流利沟通与强烈的分析/谈判能力。该岗位提供稳定的全职工作与良好职业发展机会。

Qualifications

• 具备银行、金融、风险管理或法律相关领域的本科以上学历优先
• 至少4年相关信贷风险管理或银行经验，具备实务性资产管理知识
• 具备NPL管理经验及文件、抵押执行、诉讼相关知识
• 具备良好的信用分析能力与谈判能力、良好的人际沟通技巧
• 具备良好的中英文书面及口头表达能力
• 具备MS Word、Excel、PowerPoint及Power BI等办公软件能力

Responsibilities

• 管理及监控不良贷款（NPL），以最大化回收并降低NPL账户数量
• 为指定NPL账户拟定账户策略与行动计划，跟进回收行动
• 与相关方协商重组/还款计划
• 与香港及内地律师事务所联络，针对NPL债务人采取法律行动
• 执行抵押物销售/司法处置不良资产
• 与外部催收代理机构沟通，推进问题贷款回收进度
• 准备信用申请材料，包括担保执行及法律程序、资产分类披露
• 准备信用提案，包含回收行动、债务重组及核销
• 确保回收程序符合内部及外部规定
• 提供行政及运营支持，包括系统项目/升级等相关工作

Skills

信用风险分析

谈判能力

中英文沟通能力

数据分析

Education

学士学位

Tools

Power BI

MS Word

MS Excel

PowerPoint

Job description

Job Responsibilities

• Manage and monitor non-performing loans (NPLs) to maximise recovery and to reduce the number of NPL accounts for the Bank.
• Formulate account strategies and action plans for the designated NPL accounts and review and monitor recovery actions.
• Negotiate with the relevant parties for restructuring / repayment plan.
• Liaise with HK and PRC solicitor firms for taking legal action against NPL debtors.
• Execute the sale of collaterals/disposal of repossessed assets.
• Liaise with outside collection agents on problem loans and manage its progress.
• Prepare credit application including security enforcement and legal proceedings, provisions, asset classifications for the NPL accounts.
• Prepare credit proposal including recovery actions, debt restructuring and charge off.
• Ensure recovery procedures and complied with internal and external regulations.
• Provide administration and operation support including system projects/enhancement as required from time to time.

Job Requirements

• Degree holder in banking, finance, risk management or law is preferred.
• At least 4 years of relevant credit risk management or banking experience with practical knowledge on special asset management.
• Holder of ECF-CRM would be an advantage
• Knowledge of NPL management including documentation, collateral enforcement, litigation.
• Good credit analytical and negotiation as well as interpersonal skills.
• Good command of both written and spoken Chinese (including Putonghua) and English.
• Good PC knowledge (MS Word, Excel, Powerpoint and Power BI etc.)

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## More Job Information

Salary

• 40000 - 50000 / MONTH

Job Function

• 銀行 · 金融服務 - 風險管理

Location

• 旺角

Education

• 學士