Claims Officer (Travel)

Zurich Insurance; Hong Kong; Hybrid; HKD 223,200 - 334,800; Full time

Job summary

A global insurer in Hong Kong is seeking an experienced claims handler to manage personal line travel claims. The successful candidate will be responsible for resolving customer inquiries, developing claims strategies, and finalizing claims efficiently. Applicants should have at least 2 years of insurance experience with a strong focus on travel claims, possess excellent customer service skills, and be proficient in both English and Chinese. The role offers a hybrid work environment.

Qualifications

• 2+ years of insurance experience in claims handling, with a focus on travel claims.
• Good command of written and spoken English and Chinese (Cantonese and Mandarin).
• Strong analytical mindset and attention to detail.

Responsibilities

• Handle first and third party claims with accountability.
• Develop a claims case strategy and engage appropriate suppliers.
• Review and finalize claims within authority limits.

Skills

Claims handling experience

Customer service skills

Technical knowledge in travel insurance

Analytical mindset

Communication skills in English and Chinese

Self-motivated

Team player

Education

Bachelor's Degree or Diploma

Job description

Job Summary

To handle Personal Line claims focusing on Travel. With low levels of supervision to manage standard complex (medium/high severity/complexity) claims in the most effective, efficient way whilst delivering a customer centric claims service.

Job Accountabilities

• Promptly handle first and third party claims taking responsibility to resolve all enquiries from both customer and external contacts to ensure delivery of a focused claims service
• Develop a claims case strategy to ensure that appropriate reserves are assigned with investigations conducted and appropriate suppliers engaged
• Review, resolve and proactively finalise claims within authority limits ensuring settlement at an optimum level
• Acquire and efficiently organise the relevant evidence and information to accurately assess the value of the claim and to recognise potential fraud/recovery indicators
• Act as a referral point for cases escalated by standard handlers
• Adhere to local regulatory and governance requirements throughout the life of the claim to ensure that we make decisions using the right standards
• Serve as the mentor and provide guidance to junior colleagues
• Refer to customer specific claims handling protocol and/or customer proposition service charter to ensure that we understand & fulfil the needs and expectations of our customers. Direct conversation with customer over the phone or email is required

Job Qualifications

• Bachelor’s Degree or Diploma holder typically working towards relevant professional qualification and the recognised industry standard
• Over 2 years\' insurance experience in claims handling, preferably focusing on travel claims
• Good technical knowledge on claims handling, preferably travel insurance
• Good customer service skill to engage, influence, negotiate and inform customers on claims related matters
• Understand industry standards and protocol
• Knowledge of claims agreements
• Interpretation of policy cover
• Recognise relevance of customer proposition and how to interpret specific handling requirements
• Recognise the benefit of providing excellent customer service
• Be able to articulate how to prioritise and work to deadlines
• Good command of written & spoken English and Chinese (including Cantonese and Mandarin)
• Desire to learn and be flexible to business change
• Details oriented with strong analytical mind set
• Team player with good interpersonal and communication skills
• Self motivated, able to work under pressure and handle multiple tasks
• Candidates with less experience can be considered as Claims Assistant

Why Zurich

At Zurich, we like to think outside the box and challenge the status quo. We take an optimistic approach by focusing on the positives and constantly asking What can go right?

We are an equal opportunity employer who knows that each employee is unique - that’s what makes our team so great!

Join us as we constantly explore new ways to protect our customers and the planet.

• Location(s): HK - Hong Kong
• Remote working: Hybrid