Card Risk Control & ATO Analyst

Binance; Hong Kong; On-site; HKD 480,000 - 720,000; Full time

Benefits offered by this job

Work-from-home arrangement

Competitive salary

Job summary

Binance is seeking a Risk Control Analyst to join the risk team, focusing on Card (issuer side) risk management and ATO risk strategy. This role works with business stakeholders and engineering to design, deploy, and maintain risk controls across card and ATO domains.

You will collaborate with payment teams and internal risk engineering to monitor risk metrics, analyze incidents, and continuously optimize control effectiveness. Excellent communication with overseas partners is essential.

Qualifications

• 3+ years of experience in risk control, fraud prevention, or a related analytical role.
• Hands-on experience designing and deploying risk rules/strategies in a real-time production environment.
• Strong analytical skills: ability to extract risk features from data, build detection logic, and measure control effectiveness.
• Proficiency in SQL and data analysis tools; comfortable with large datasets.

Responsibilities

• Serve as the primary risk point of contact for card issuer side risk matters, including BIN card fraud, transaction monitoring, and card lifecycle risk controls.
• Design and deploy risk rules and strategies for card-related scenarios, including card opening, credit limit adjustments, transaction authorization, and dispute handling.
• Build and refine ATO detection and prevention pipelines across login, device, transaction, and account-change scenarios.
• Document risk control designs, decision logs, and post-incident reviews.

Skills

Risk control

Fraud prevention

Data analysis

Analytical thinking

Communication

AI tools

Stakeholder mgmt

Tools

SQL

Job description

Binance is seeking a Risk Control Analyst to join the risk team, focusing on Card (issuer side) risk management and ATO risk strategy. This role works with business stakeholders and engineering to design, deploy, and maintain risk controls across card and ATO domains.

You will collaborate with payment teams and internal risk engineering to monitor risk metrics, analyze incidents, and continuously optimize control effectiveness. Excellent communication with overseas partners is essential.