Assistant Manager, Secured Lending Products

China CITIC Bank International Limited; Hong Kong; On-site; HKD 600,000 - 1,000,000; Full time

Job summary

China CITIC Bank International Limited in Hong Kong is seeking a candidate to support the Mandatory Reference Checking Scheme program within recruitment for senior roles in secured lending. The role focuses on marketing strategies, project leadership for campaigns, and collaboration with Credit and Operations teams to ensure policy alignment and regulatory compliance.

You will drive campaigns, analyse performance, prepare proposals for senior management, and liaise with business partners to

Qualifications

• Basic regulatory understanding for lending products and schemes.
• Experience in marketing campaigns and product management in banking.

Responsibilities

• Develop short and long term marketing strategies and campaigns to deliver KPIs of secured lending business.
• Act as a project leader in planning, implementing and monitoring of marketing campaigns.
• Responsible for campaign performance and competitiveness to achieve aggressive business targets.
• Drive new initiatives and participate in new product development and system/process enhancement projects.
• Prepare relevant business proposals and tracking reports for senior management.

Skills

Retail banking knowledge

Marketing strategy development

Education

Degree holder or equivalent

Job description

Mandatory Reference Checking Scheme (“MRC”) for Hong Kong

The Mandatory Reference Checking Scheme is a framework to facilitate Authorized Institutions（“AIs”）to bilaterally obtain reference information during their recruitment process for certain positions, such that misconduct information in an individual’s previous employments can be provided to AIs to inform their employment decisions.

For information related to MRC Scheme, “Frequently Asked Questions for In Scope Individuals” is published by HKAB/Industry Guidelines (https://www.hkab.org.hk/en/home) or further information will be available upon request, if it is applicable to the position(s) applied.

Country of Location: China Hong Kong

Job Responsibilities:

• Develop short and long term marketing strategies and campaigns to deliver the key performance indicators of secured lending business including drawdown, outstanding, revenue etc.


• Act as a project leader in planning, implementing and monitoring of marketing campaigns.


• Responsible in campaign performance and competitiveness so as to achieve aggressive business targets.


• Drive new initiatives and participate in new product development and system / process enhancement projects.


• Perform alignment & monitoring with difference sales channels to achieve business targets and provide pricing concession.


• Work closely with Credit team and Operation team to enhance credit policy and operation flow.


• Liaise with business partners to explore new business opportunities and innovate new business initiatives.


• Prepare relevant business proposals and tracking reports for presentation to the senior management.


• Analyze customer / product MIS to understand customer behavior and market trend for continuous improvement of the designated areas of the business.


• Prepare relevant reports for program tracking and evaluation for continuous improvement.


• Support frontline and adhere to anti-money laundering and counter terrorist financing controls in accordance with regulatory standards and CNCBI policies.


• Demonstrates initiative to go beyond the normal routine and look for new ways to add value.

Requirements:

• Preferably a Degree holder or equivalent


• Minimum 5 years of product experience in managing retail banking products, preferable secured lending products


• Sound lending product knowledge & understanding of basic regulatory requirements.


• Market Knowledge - Understand industry and market development relating to own function. Alert management to emerging opportunities and threats and make practical recommendations to solve problems


• Product Knowledge - Understand the proposition and pricing structure of CNCBI secured lending products to ensure the competitiveness of our product and services

中信銀行(國際)有限公司 中信銀行(國際)有限公司（「信銀國際」）是中信集團境外商業銀行業務主要平台，由中信銀行股份有限公司（「中信銀行」）全資子公司中信國際金融控股有限公司（「中信國金」）持有75% 股份。 中信銀行(國際)業務網絡覆蓋香港（21家零售網點、2家商務理財中心及1家私人銀行中心），以及位於美國、新加坡和中國澳門分行，同時通過全資子公司在中國境內提供銀行服務。

自1922年起，中信銀行(國際)與員工、客戶及夥伴一同成長，跨越一個世紀。未來將繼續以「敏捷 專業 化繁為簡」為願景，堅持「文化為本（Culture）、客戶為尊（Customer）、多方聯動（Collaboration）、科技引領（Cyberspace）」4C核心價值，積極踐行「為客戶謀價值，為員工謀幸福，為股東謀效益，為社會盡責任」的企業使命。

有關中信銀行(國際)的進一步資料，請瀏覽www.cncbinternational.com。

China CITIC Bank International Limited China CITIC Bank International Limited (“CNCBI