AML Compliance Leader & MLRO for Fintech/MSO

PLDT GLOBAL INC.; Hong Kong Island; On-site; HKD 900,000 - 1,300,000; Full time

Job summary

PLDT GLOBAL INC. seeks a Compliance & Money Laundering Reporting Officer (MLRO) in Hong Kong to lead AML/CFT/CPF compliance for the MSO entity. You will establish the compliance framework, oversee risk assessments and supervise CDD/STR activities across remittance services, coordinating with regulators and law enforcement.

You will work to implement robust AML controls, monitor regulatory changes, and provide guidance to Operations, Product and Technology in a startup environment.

Qualifications

• Bachelor's degree in Law, Finance, Accounting, Business, Risk Management or a related discipline.
• At least 7 years of relevant experience in compliance, AML, financial crime, risk or regulatory functions.
• Demonstrated experience in AML investigations, suspicious transaction assessment and/or STR reporting.
• Working knowledge of Hong Kong AML/CFT requirements and MSO regulatory obligations.
• Strong analytical and investigative skills.
• Sound judgment and attention to detail.
• Professional integrity and confidentiality.
• Ability to operate independently in a startup environment.
• Experience in remittance, Money Service Operator (MSO), payments, fintech or banking environments strongly preferred.
• CAMS (Certified Anti-Money Laundering Specialist) or ICA Certificate or Diploma in AML / Compliance preferred.

Responsibilities

• Establish and license the new Hong Kong MSO entity, ensuring compliance readiness.
• Develop, implement and maintain AML/CFT/CPF policies and framework.
• Establish controls for remittance services, customer base and geographic exposure.
• Lead the ML/TF/PF risk assessment with a risk-based compliance approach.
• Oversee CDD, EDD, PEPs, sanctions and high-risk customers controls.
• Oversee transaction monitoring and escalation of suspicious activity alerts.
• Review and investigate potentially suspicious transactions and customer activity.
• Prepare and submit STRs to the JFIU as required.
• Monitor regulatory developments in Hong Kong and assess impact.
• Provide compliance guidance to Operations, Product, Technology, Customer Service and other functions.

Skills

AML/CF T compliance

Regulatory risk management

Investigation & analytics

CDD/EDD/PEP expertise

Strategic oversight

Education

Bachelor's degree in Law, Finance, Accounting, Business, Risk Management

Job description

PLDT GLOBAL INC. seeks a Compliance & Money Laundering Reporting Officer (MLRO) in Hong Kong to lead AML/CFT/CPF compliance for the MSO entity. You will establish the compliance framework, oversee risk assessments and supervise CDD/STR activities across remittance services, coordinating with regulators and law enforcement.

You will work to implement robust AML controls, monitor regulatory changes, and provide guidance to Operations, Product and Technology in a startup environment.